314 E Summer St, Monroe City, MO 63456 Property Records

Monroe County property record for 314 E Summer St, Monroe City, MO 63456

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,456 sqft · built 1997
Lot Size	0.187 acres (8,160 sqft)
Owner	Individual Name on Record
Last Sale	$31,300 (Mar 2008)
Tax Bill	$792 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Mar 2008 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-4.0-18-002-024-003.000`

Property Details

APN / Parcel Number

Primary APN	`01-4.0-18-002-024-003.000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,456 sqft Adjusted Area
1st Floor Area	1,456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,160 sqft (0.187 acres)
Lot Dimensions	100 ft deep x 81.6 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	314 E SUMMER ST
City	MONROE CITY
State	MO
Zip	63456-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 17' LOT 4 & ALL LOT 5 & E 14' LOT 6 BLOCK 1 PIERSOL ADDITION MONROE CITY
Legal Range	07W
Legal Township	56N
Legal Section	18
Legal Subdivision	PEIRSOL ADDITION
Legal Block	1
Legal Lot Number	4-6
Jurisdiction	MONROE MO
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1017
Census Tract	960100

Owner

Source: Monroe County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 E SUMMER ST, MONROE CITY, MO 63456-1629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · Line of Credit HNB NATIONAL BANK
Mar 25, 2008	Special Warranty Deed, Transfer PERRY STATE BANK
Oct 17, 2007	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2008 · Amount on Record
Deed Sale	Mar 25, 2008 · Amount on Record
Prior Sale	Oct 17, 2007 · Amount on Record
Deed Book / Page	328 / 502
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	314 E SUMMER ST, MONROE CITY, MO 63456-1629
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020240398
Date	Apr 15, 2024
Instrument	2024-0398

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 5, 2039

March 2008: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONROE MO
Recording Date	Mar 25, 2008
Property Address	314 E SUMMER ST, MONROE CITY, MO 63456-1629
Document Number	00328/0502
Book / Page	328 / 0502
Instrument Date	Mar 10, 2008
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E SUMMER ST, MONROE CITY, MO 63456-1629

Mortgage

Document Number	0003280504
Date	Mar 25, 2008
Instrument	328/0504

Lender

Name	PERRY STATE BANK

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2007: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONROE MO
Recording Date	Oct 17, 2007
Property Address	314 E SUMMER ST, MONROE CITY, MO 63456-1629
Document Number	00325/1378
Book / Page	325 / 1378
Instrument Date	Oct 2, 2007
Transaction Type	Foreclosure
Record Updated	Feb 12, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 E SUMMER ST, MONROE CITY, MO 63456-1629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 NORTHPOINT DR # 100, 100, COPPELL, TX 75019-3831

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe City R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,210 (-)	$59,000 (-)
2025	$792.00 (+24.72%)	$11,210 (+13.23%)	$59,000 (+13.24%) Land $3,900 Building $55,100
2023		$9,900	$52,100
2020	$635.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 17, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996–1998)
Most Recent Claim	Apr 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE CITY PWS serves 2,500 people · EPA ID MO2010538
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mark Twain Communications Company Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Chariton Valley Communication, Ralls Technologies.

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