313 E Summer St, Monroe City, MO 63456 Property Records

Monroe County property record for 313 E Summer St, Monroe City, MO 63456

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,569 sqft · built 1910
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$106,400 (Dec 2023)
Tax Bill	$631 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Feb 2010 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`01-4.0-18-002-031-003.000`

Property Details

APN / Parcel Number

Primary APN	`01-4.0-18-002-031-003.000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,569 sqft Adjusted Area
Gross Area	966 sqft
1st Floor Area	966 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	313 E SUMMER ST
City	MONROE CITY
State	MO
Zip	63456-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 LOT 4 & ALL LOT 5 BLOCK 6 PIERSOL ADDITION MONROE CITY
Legal Range	07W
Legal Township	56N
Legal Section	18
Legal Subdivision	PEIRSOL ADDITION
Legal Block	6
Legal Lot Number	4-5
Jurisdiction	MONROE MO
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1029
Census Tract	960100

Owner

Source: Monroe County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 E SUMMER ST, MONROE CITY, MO 63456-1628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage MACON ATLANTA STATE BANK
Feb 23, 2010	Deed of Trust, Mortgage · ARM F & M BANK & TRUST COMPANY
Nov 9, 2005	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS LOAN CORP
Aug 15, 2016	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANKERS TRUST CO
Dec 17, 2009	Deed of Trust, Mortgage · Line of Credit F & M BANK & TRUST CO
May 11, 2026	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Dec 11, 2023	Warranty Deed, Transfer
Aug 8, 2008	Quit Claim Deed, Foreclosure Quitclaim
Aug 11, 2008	Special Warranty Deed, Transfer · Conventional Mortgage F & M BANK & TRUST COMPANY
Mar 28, 2008	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2023 · Amount on Record
Deed Sale	Dec 11, 2023 · Amount on Record
Prior Sale	Dec 29, 2022
Deed Document Number	20231335
Prior Transfer Date	Aug 5, 2008
Prior Transfer Doc	00330/0177
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	313 E SUMMER ST, MONROE CITY, MO 63456-1628
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020201018
Date	Jul 20, 2020
Instrument	2020-1018

Lender

Name	MACON ATLANTA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 15, 2025

Interest

Rate Type	Fixed Rate

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	313 E SUMMER ST, MONROE CITY, MO 63456-1628
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020100218
Date	Feb 23, 2010
Instrument	2010-0218

Lender

Name	F & M BANK & TRUST COMPANY
Type	Bank
Address	HANNIBAL, MO 63401

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2025

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Mar 1, 2015
Change Frequency	Annually
Min Rate At Change	7%
Index	1-Year T-Bill
Margin	7
Max Rate	13%

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	313 E SUMMER ST, MONROE CITY, MO 63456-1628
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00315/0438
Date	Nov 9, 2005
Book Page	315/0438

Lender

Name	HOMEOWNERS LOAN CORP
Type	Subprime Lender
Address	ATLANTA, GA 30339

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2035

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	313 E SUMMER ST, MONROE CITY, MO 63456-1628
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020161098
Date	Aug 15, 2016
Instrument	2016-1098

Lender

Name	FIRST BANKERS TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2031

Interest

Rate Type	Fixed Rate

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	313 E SUMMER ST, MONROE CITY, MO 63456-1628
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020091703
Date	Dec 17, 2009
Instrument	2009-1703

Lender

Name	F & M BANK & TRUST CO
Address	HANNIBAL, MO 63401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	48 Months
Due	Dec 16, 2013

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MO
Recording Date	May 11, 2026
Property Address	313 E SUMMER ST, MONROE CITY, MO 63456-1628
Document Number	0000000603
Instrument Date	Apr 30, 2026
Instrument	2026603
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 E SUMMER ST, MONROE CITY, MO 63456-1628

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MO
Recording Date	Dec 11, 2023
Property Address	313 E SUMMER ST, MONROE CITY, MO 63456-1628
Document Number	0020231335
Instrument Date	Dec 5, 2023
Instrument	2023-1335
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	313 E SUMMER ST, MONROE CITY, MO 63456-1628

August 2008: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	MONROE MO
Recording Date	Aug 8, 2008
Property Address	313 E SUMMER ST, MONROE CITY, MO 63456-1628
Document Number	00330/0177
Book / Page	330 / 0177
Instrument Date	Aug 5, 2008
Transaction Type	Foreclosure
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 LIVINGSTON AVE, SAINT PAUL, MN 55107-2292

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2711 N HASKELL AVE STE 900, 900, DALLAS, TX 75204-2915
Investor	Possibly a Property Investor

August 2008: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONROE MO
Recording Date	Aug 11, 2008
Property Address	313 E SUMMER ST, MONROE CITY, MO 63456-1628
Document Number	00330/0220
Book / Page	330 / 0220
Instrument Date	Aug 1, 2008
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2711 N HASKELL AVE STE 900, 900, DALLAS, TX 75204-2915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CLIFFORD TER, CLARKSVILLE, MO 63336-3020
Investor	Possibly a Property Investor

Mortgage

Document Number	00330/0222
Date	Aug 11, 2008
Book Page	330/0222

Lender

Name	F & M BANK & TRUST COMPANY
Type	Bank
Address	HANNIBAL, MO 63401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2008: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	MONROE MO
Recording Date	Mar 28, 2008
Property Address	313 E SUMMER ST, MONROE CITY, MO 63456-1628
Document Number	00328/0619
Book / Page	328 / 0619
Instrument Date	Mar 11, 2008
Transaction Type	Foreclosure
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2711 N HASKELL AVE STE 900, 900, DALLAS, TX 75204-2915
Mail Care Of	HOMECOMINGS FINANCIAL LLC

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe City R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,930 (-)	$47,000 (-)
2025	$631.00 (+9.17%)	$8,930 (+12.9%)	$47,000 (+12.98%) Land $4,200 Building $42,800
2024	$578.00 (+13.56%)
2023		$7,910	$41,600
2020	$509.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 17, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996–1998)
Most Recent Claim	Apr 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE CITY PWS serves 2,500 people · EPA ID MO2010538
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mark Twain Communications Company Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Chariton Valley Communication, Ralls Technologies.

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