314 E Lincoln Ave, Ada, OH 45810 Property Records

Hardin County property record for 314 E Lincoln Ave, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,440 sqft · built 1989
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Dec 2023)
Tax Bill	$1,232 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit Mar 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-020049.0000`

Property Details

APN / Parcel Number

Primary APN	`25-020049.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	720 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	314 E LINCOLN AVE
City	ADA
State	OH
Zip	45810-1235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMICKS SUB 4
Legal Subdivision	SMICKS
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3023
Census Tract	402

Owner

Source: Hardin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 E LINCOLN AVE, ADA, OH 45810-1235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2017	Deed of Trust, Mortgage · Line of Credit LIBERTY NATIONAL BANK
Mar 15, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 16, 2006	Deed of Trust, Mortgage · ARM LIBERTY NATIONAL BANK
Dec 20, 2023	Warranty Deed, Transfer · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA
Mar 7, 2018	Warranty Deed, Transfer SUPERIOR CU INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2023 · Amount on Record
Deed Sale	Dec 20, 2023 · Amount on Record
Prior Sale	Mar 7, 2018 · Amount on Record
Deed Document Number	20233493
Deed Book / Page	569 / 4528
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	314 E LINCOLN AVE, ADA, OH 45810-1235
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00541/0901
Date	Jan 5, 2017
Book Page	541/0901
Instrument	201700087740

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank
Address	ADA, OH 45810

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 22, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	314 E LINCOLN AVE, ADA, OH 45810-1235
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00542/2070
Date	Mar 15, 2017
Book Page	542/2070
Instrument	201700088528

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	314 E LINCOLN AVE, ADA, OH 45810-1235
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00461/0274
Date	Jun 16, 2006
Book Page	461/0274
Instrument	200600038918

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank
Address	ADA, OH 45810

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jul 1, 2011
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	11.5%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Dec 20, 2023
Property Address	314 E LINCOLN AVE, ADA, OH 45810-1235
Document Number	00569/4528
Book / Page	569 / 4528
Instrument Date	Dec 18, 2023
Instrument	2023003493
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E LINCOLN AVE, ADA, OH 45810-1235

Mortgage

Document Number	2023003494
Date	Dec 20, 2023
Instrument	2023003494

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Mar 7, 2018
Property Address	314 E LINCOLN AVE, ADA, OH 45810-1235
Document Number	00549/1372
Book / Page	549 / 1372
Instrument Date	Mar 1, 2018
Instrument	201800000621
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	SUPERIOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E LINCOLN AVE, ADA, OH 45810-1235

Mortgage

Document Number	00549/1374
Date	Mar 7, 2018
Book Page	549/1374
Instrument	201800000622

Lender

Name	SUPERIOR CU INC
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,232.00 (+1.4%)	$30,520 (-) Land $2,280 Building $28,240
2024	$1,215.00 (+2.45%)	$30,520 (-) Land $2,280 Building $28,240
2023	$1,186.00 (+14.15%) Homeowner's exemption	$30,520 (+31.67%) Land $2,280 Building $28,240	$87,200 (+31.68%) Land $6,510 Building $80,690
2022	$1,039.00 Homeowner's exemption	$23,180 Land $2,210 Building $20,970
2020			$66,220 Land $6,310 Building $59,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, Watch TV.

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