314 E Forrest Ave, Bardstown, KY 40004 Property Records

Nelson County property record for 314 E Forrest Ave, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 924 sqft · built 1940
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Oct 2017)
Tax Bill	$300 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45NE0-07-014`

Property Details

APN / Parcel Number

Primary APN	`45NE0-07-014`
Alternative APN	`86130`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	644 sqft
Basement Area	644 sqft
Unfinished Basement	644 sqft
Family Room	Family Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Driveway	Asphalt Driveway
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	86130
Street Address	314 E FORREST AVE
City	BARDSTOWN
State	KY
Zip	40004-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HENRY ADDITION DB75-153
Legal Subdivision	HENRY ADDITION
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	2
Census Block	2000
Census Tract	930303

Owner

Source: Nelson County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 E FORREST AVE, BARDSTOWN, KY 40004-1718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2019	Deed of Trust, Mortgage · Commercial Mortgage LINCOLN NATIONAL BANK
Oct 27, 2017	Deed of Trust, Mortgage · Commercial Mortgage LINCOLN NATIONAL BANK
Aug 1, 2019	Deed of Trust, Mortgage · Commercial Mortgage LINCOLN NATIONAL BANK
Oct 27, 2017	Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2017 · Amount on Record
Deed Sale	Oct 27, 2017 · Amount on Record
Prior Sale	Dec 12, 2014 · Amount on Record
Deed Document Number	201713143
Deed Book / Page	532 / 599
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	314 E FORREST AVE, BARDSTOWN, KY 40004-1718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1224/381
Date	Oct 2, 2019
Book Page	M1224/381
Instrument	2019012112

Lender

Name	LINCOLN NATIONAL BANK
Type	Bank
Address	BARDSTOWN, KY 40004

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jul 24, 2049

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	314 E FORREST AVE, BARDSTOWN, KY 40004-1718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1150/464
Date	Oct 27, 2017
Book Page	M1150/464
Instrument	2017013144

Lender

Name	LINCOLN NATIONAL BANK
Type	Bank
Address	BARDSTOWN, KY 40004

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 24, 2018

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	314 E FORREST AVE, BARDSTOWN, KY 40004-1718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1216/209
Date	Aug 1, 2019
Book Page	M1216/209
Instrument	2019009301

Lender

Name	LINCOLN NATIONAL BANK
Type	Bank
Address	BARDSTOWN, KY 40004

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 24, 2049

Interest

Rate Type	Adjustable Rate

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON KY
Recording Date	Oct 27, 2017
Property Address	314 E FORREST AVE, BARDSTOWN, KY 40004-1718
Document Number	D532/599
Book / Page	D532 / 599
Instrument Date	Oct 24, 2017
Instrument	2017013143
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 E FORREST AVE, 314, BARDSTOWN, KY 40004-1718

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	310 E FORREST AVE, BARDSTOWN, KY 40004-1718

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bardstown City
County	Nelson County
Unified School District	Bardstown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$300.00 (-1.96%)	$85,500 (-) Land $85,500	$85,500 (-) Land $85,500
2023	$306.00	$85,500	$85,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2018
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Bardstown Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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