103 E Forrest Ave, Bardstown, KY 40004 Property Records

Nelson County property record for 103 E Forrest Ave, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1940
Lot Size	0.103 acres (4,490 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Jan 2021)
Tax Bill	$404 (2025)
Deeds & Mortgages	Feb 2022 Sale Jan 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45NE0-04-019`

Property Details

APN / Parcel Number

Primary APN	`45NE0-04-019`
Alternative APN	`89524`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,490 sqft (0.103 acres)
Driveway	Concrete Driveway
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Account Number	89524
Street Address	103 E FORREST AVE
City	BARDSTOWN
State	KY
Zip	40004-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HENRY ADDITION -PT OF LT 7 DB74-598
Legal Subdivision	HENRY ADDITION
Legal Lot Number	7
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	2
Census Block	2008
Census Tract	930303

Owner

Source: Nelson County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 E FORREST AVE, BARDSTOWN, KY 40004-1713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed, Transfer
Jan 28, 2021	Cash Sale Deed, Transfer
Nov 18, 2020	Foreclosure
Apr 18, 2019	Warranty Deed, Transfer · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2021 · Amount on Record
Deed Sale	Jan 28, 2021 · Amount on Record
Prior Sale	Apr 18, 2019 · Amount on Record
Deed Document Number	20211164
Deed Book / Page	566 / 624
Record Updated	Oct 29, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON KY
Recording Date	Feb 28, 2022
Property Address	103 E FORREST AVE, BARDSTOWN, KY 40004-1713
Document Number	00D579/328
Book / Page	D579 / 328
Map Reference	MB 74 PG 598
Instrument Date	Feb 28, 2022
Instrument	2022002379
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 BLAKENROD BLVD, COXS CREEK, KY 40013-6561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 PULLIAM AVE, BARDSTOWN, KY 40004-1737

January 2021: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	NELSON KY
Recording Date	Jan 28, 2021
Property Address	103 E FORREST AVE, BARDSTOWN, KY 40004-1713
Document Number	00D566/624
Book / Page	D566 / 624
Map Reference	MB 74 PG 598
Instrument Date	Jan 28, 2021
Instrument	2021001164
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 MARIETTA ST NW, ATLANTA, GA 30303-2812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E FORREST AVE, BARDSTOWN, KY 40004-1713

November 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	NELSON KY
Recording Date	Nov 18, 2020
Property Address	103 E FORREST AVE, BARDSTOWN, KY 40004-1713
Document Number	00D564/614
Book / Page	D564 / 614
Instrument Date	Nov 5, 2020
Instrument	2020013461
Transaction Type	Foreclosure
Record Updated	Sep 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1231 LOUISVILLE RD, FRANKFORT, KY 40601-6156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420
Mail Care Of	ISN CORPORATION

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NELSON KY
Recording Date	Apr 18, 2019
Property Address	103 E FORREST AVE, BARDSTOWN, KY 40004-1713
Document Number	00D548/111
Book / Page	D548 / 111
Map Reference	DD 74 PG 598
Instrument Date	Apr 10, 2019
Instrument	2019004478
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	EXECUTIVE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$108.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	542 GREER LN, BARDSTOWN, KY 40004-9333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E FORREST AVE, BARDSTOWN, KY 40004-1713

Mortgage

Document Number	2019004480
Date	Apr 18, 2019
Instrument	2019004480

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2029

Mortgage

Document Number	0M1204/136
Date	Apr 18, 2019
Book Page	M1204/136
Instrument	2019004479

Lender

Name	CENTURY LENDING CO
Type	Lending Institution
Address	LOUISVILLE, KY 40223

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bardstown City
County	Nelson County
Unified School District	Bardstown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$404.00 (-3.81%)	$121,500 (-) Building $121,500	$121,500 (-) Building $121,500
2023	$420.00 (-1.64%)	$121,500 (-)	$121,500 (-)
2022	$427.00	$121,500 Building $121,500	$121,500 Building $121,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2018
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Bardstown Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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