McLean County property record for 314 E Adams St, Towanda, IL 61776
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 924 sqft · built 1976 |
| Lot Size | 0.78 acres (33,976 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,500 (Nov 2024) |
| Tax Bill | $4,815 (2024) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 15-05-451-015 |
| Primary APN | 15-05-451-015 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 924 sqft Living Area |
| 1st Floor Area | 924 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 33,976 sqft (0.78 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 314 E ADAMS ST |
|---|---|
| City | TOWANDA |
| State | IL |
| Zip | 61776-7617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWANDA EAST ADD LOT 11 |
| Legal Range | 03E |
| Legal Township | 24N |
| Legal Section | 05 |
| Legal Subdivision | TOWANDA EAST ADD |
| Legal Lot Number | 11 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | TOWANDA |
| Census Block Group | 5 |
| Census Block | 5047 |
| Census Tract | 5102 |
Source: McLean County assessment roll, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 314 E ADAMS ST, TOWANDA, IL 61776-7617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Oct 12, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC |
| Oct 18, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD |
| Oct 17, 2017 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 4, 2024 · Amount on Record |
| Deed Sale | Nov 4, 2024 · Amount on Record |
| Prior Sale | Oct 12, 2020 · Amount on Record |
| Deed Document Number | 202416101 |
| Prior Transfer Date | Sep 12, 2018 |
| Prior Transfer Doc | 0000017250 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Oct 12, 2020 |
| Property Address | 314 E ADAMS ST, TOWANDA, IL 61776-7617 |
| Document Number | 202000021422 |
| Map Reference | DOC 75-9024 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 2020-00021422 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | NOT AVAILABLE, FTC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $243.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 E ADAMS ST, TOWANDA, IL 61776-7617 |
| Document Number | 202000021423 |
|---|---|
| Date | Oct 12, 2020 |
| Instrument | 2020-00021423 |
| Name | FIRST STATE MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Oct 18, 2018 |
| Property Address | 314 E ADAMS ST, TOWANDA, IL 61776-7617 |
| Document Number | 201800017250 |
| Map Reference | DOC75-9024 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 2018-00017250 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | ALLIANCE LAND TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 314 E ADAMS ST, TOWANDA, IL 61776-7617 |
| Document Number | 201800017251 |
|---|---|
| Date | Oct 18, 2018 |
| Instrument | 2018-00017251 |
| Name | MARINE BANK SPRINGFIELD |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2033 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Oct 17, 2017 |
| Property Address | 314 E ADAMS ST, TOWANDA, IL 61776-7617 |
| Document Number | 201700018746 |
| Map Reference | DOC75-9024 |
| Instrument Date | Oct 6, 2017 |
| Instrument | 2017-00018746 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 84, COOKSVILLE, IL 61730-0084 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Towanda Township |
| Municipality | Towanda Village |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $71,047 (+21.55%) Land $16,744 Building $54,303 | $213,141 (+21.55%) Land $50,232 Building $162,909 | |
| 2024 | $4,815.00 (+8.06%) | ||
| 2023 | $4,456.00 | $58,452 Land $13,776 Building $44,676 | $175,356 Land $41,328 Building $134,028 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1979–2021) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWANDA serves 480 people · EPA ID IL1131050 |
|---|---|
| Water Source | Purchased surface water from BLOOMINGTON |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MCC Network Services Fiber | 8,000 / 8,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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