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312 E Adams St, Towanda, IL 61776 Property Records

McLean County property record for 312 E Adams St, Towanda, IL 61776 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,026 sqft · built 1976
Lot Size1.43 acres (62,290 sqft)
Owner2 Individual Names on File
Last Sale$155,000 (Oct 2019)
Tax Bill$4,327 (2024)
Deeds & MortgagesJul 2026 Sale & Mortgage
Feb 2021 Transfer
+ 1 more
Flood ZoneZone A (high risk)
APN15-05-451-014

Property Details

APN / Parcel Number

Primary APN15-05-451-014

Interior

Full Baths1 Bath
Building Area1,026 sqft Living Area
1st Floor Area1,026 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area62,290 sqft (1.43 acres)
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address312 E ADAMS ST
CityTOWANDA
StateIL
Zip61776-7617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 TOWANDA EAST
Legal Range03E
Legal Township24N
Legal Section05
Legal SubdivisionTOWANDA EAST
Legal Lot Number12
JurisdictionMCLEAN IL
Township / Civil DivisionTOWANDA
Census Block Group5
Census Block5047
Census Tract5102

Owner

Source: McLean County records · APN 15-05-451-014

Assessment roll updated April 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address312 E ADAMS ST, TOWANDA, IL 61776-7617
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Warranty Deed, Transfer · Conventional Mortgage
FIRST STATE MORTGAGE SERVICES
Feb 24, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 25, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST STATE MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 25, 2019 · Amount on Record
Deed SaleOct 25, 2019 · Amount on Record
Deed Document Number201917656
Last Transfer DateJan 19, 2021
Transfer Doc0000004445
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateJul 21, 2026
Property Address312 E ADAMS ST, TOWANDA, IL 61776-7617
Document Number0000010334
Instrument DateJun 30, 2026
Instrument202610334
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyALLIANCE LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$30,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18299 TEEPEE TRL, HUDSON, IL 61748-7590

Mortgage

Document Number0000010335,
DateJul 21, 2026
Instrument202610335
Lender
NameFIRST STATE MORTGAGE SERVICES
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.75%
Initial TypeFixed Rate
Max Rate-1%

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCLEAN IL
Recording DateFeb 24, 2021
Property Address312 E ADAMS ST, TOWANDA, IL 61776-7617
Document Number202100004445
Map ReferenceDOC 75-9024
Instrument DateJan 19, 2021
Instrument2021-00004445
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address312 E ADAMS ST, TOWANDA, IL 61776-7617

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateOct 25, 2019
Property Address312 E ADAMS ST, TOWANDA, IL 61776-7617
Document Number201900017656
Map ReferenceDOC 75-9024
Instrument DateOct 22, 2019
Instrument2019-00017656
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyMCLEAN COUNTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$232.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 E ADAMS ST, TOWANDA, IL 61776-7617

Mortgage

Document Number201900017657
DateOct 25, 2019
Instrument2019-00017657
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionTowanda Township
MunicipalityTowanda Village
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$64,511 (+21.55%) Land $20,838 Building $43,673$193,533 (+21.55%) Land $62,514 Building $131,019
2024$4,327.00 (+8.2%)
2023$3,999.00$53,074 Land $17,144 Building $35,930$159,222 Land $51,432 Building $107,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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