314 E 9th St, Spencer, IA 51301 Property Records

Clay County property record for 314 E 9th St, Spencer, IA 51301

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 1,784 sqft · built 1915
Lot Size	0.162 acres (7,100 sqft)
Owner	Individual Name on File
Last Sale	$49,900 (Jul 2018)
Tax Bill	$1,428 (2024)
Deeds & Mortgages	Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`963607409004`

Property Details

APN / Parcel Number

Primary APN	`963607409004`
Alternative APN	`64096360740900400`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,784 sqft Total Area
1st Floor Area	876 sqft
Basement Area	876 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1915
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Lot Area	7,100 sqft (0.162 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	168 sqft
Deck Area	72 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Water Source	Commercial

Location & Zoning

Old Parcel Number	64096360740900400
Street Address	314 E 9TH ST
City	SPENCER
State	IA
Zip	51301-4510
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SPENCER RESID
Legal Description	3 14 COLLEGE
Legal Range	36
Legal Township	17
Legal Section	07
Legal Subdivision	COLLEGE ADDITION
Legal Lot Number	3
Jurisdiction	CLAY IA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3064
Census Tract	80200

Owner

Source: Clay County records · APN 963607409004

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3741 BOLSA CT, SACRAMENTO, CA 95864-2934
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 16, 2018 · Amount on Record
Deed Sale	Jul 16, 2018 · Amount on Record
Deed Document Number	0020181873
Deed Book / Page	2018 / 1873
Record Updated	Jun 08, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IA
Recording Date	Jul 16, 2018
Property Address	314 E 9TH ST, SPENCER, IA 51301-4510
Document Number	2018/1873
Book / Page	2018 / 1873
Instrument Date	Jul 16, 2018
Instrument	000000001873
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3741 BOLSA CT, SACRAMENTO, CA 95864-2934

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$98,090 (+1%) Land $20,000 Building $78,090	$98,090 (+1%) Land $20,000 Building $78,090
2024	$1,428.00 (+8.35%)
2023		$89,170 (+19.1%) Land $14,000 Building $75,170	$89,170 (+19.1%) Land $14,000 Building $75,170
2022	$1,318.00	$74,870 Land $14,000 Building $60,870
2021			$74,870 Land $14,000 Building $60,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 21, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spencer Municipal Communications Utility Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Verizon.

Based on FCC filings for 451 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPENCER MUNICIPAL WATER UTILITY serves 11,325 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.