313 E 9th St, Spencer, IA 51301 Property Records

Clay County property record for 313 E 9th St, Spencer, IA 51301

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,656 sqft · built 1915
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on File
Tax Bill	$2,162 (2025)
Deeds & Mortgages	Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`963607405011`

Property Details

APN / Parcel Number

Primary APN	`963607405011`
Alternative APN	`64096360740501100`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,656 sqft Living Area
1st Floor Area	636 sqft
Basement Area	636 sqft
Unfinished Basement	636 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	160 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	313 E 9TH ST
City	SPENCER
State	IA
Zip	51301-4511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10 7 COLLEGE
Legal Range	36W
Legal Township	96N
Legal Section	7
Legal Subdivision	COLLEGE ADDITION
Jurisdiction	CLAY IA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3065
Census Tract	80200

Owner

Source: Clay County records · APN 963607405011

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	313 E 9TH ST, SPENCER, IA 51301-4511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 06, 2022
Deed Sale	Sep 06, 2022
Prior Sale	Mar 17, 2016 · Amount on Record
Deed Document Number	20222370
Deed Book / Page	2022 / 2370
Prior Transfer Date	Sep 09, 2021
Prior Transfer Doc	02021/2964
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY IA
Recording Date	Sep 20, 2021
Property Address	313 E 9TH ST, SPENCER, IA 51301-4511
Document Number	02021/2964
Book / Page	2021 / 2964
Instrument Date	Sep 09, 2021
Instrument	2021 2964
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 E 9TH ST, SPENCER, IA 51301-4511

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,162.00 Homeowner's exemption	$161,920 (+11.43%) Land $20,000 Building $141,920	$161,920 (+11.43%) Land $20,000 Building $141,920
2024	$2,162.00 (+7.88%)
2023		$145,310 (+18.47%) Land $14,000 Building $131,310	$145,310 (+18.47%) Land $14,000 Building $131,310
2022	$2,004.00	$122,660 Land $14,000 Building $108,660
2021			$122,660 Land $14,000 Building $108,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 21, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spencer Municipal Communications Utility Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Verizon.

Based on FCC filings for 451 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPENCER MUNICIPAL WATER UTILITY serves 11,325 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.