Monroe County property record for 312 E 4th St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,518 sqft Building Perimeter |
| Lot Size | 8,796 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $173,000 (2018) |
| Tax Bill | $4,567.00 (2024) |
| Primary APN | 07-25-286-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,518 sqft Building Perimeter |
| 1st Floor | 1,518 sqft 1st Floor |
| Basement Area | 1,518 sqft Basement |
| Unfinished Basement | 1,518 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 8,796 sqft (0.2 acres) |
| Depth X Width | 155 ft x 55 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 576 sqft Garage |
| Porch Area | 356 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 312 E 4TH ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1602 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLK 3 WATERLOO HEIGHTS |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | WATERLOO HEIGHTS AN ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 19 |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-25-286-005-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 312 E 4TH ST, WATERLOO, IL 62298-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage · Stand Alone First Mortgage ADMIRAL BANK |
| Aug 17, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS INC |
| Jul 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ADMIRAL BANK |
| Feb 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ADMIRALS BK |
| Jan 16, 2018 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage TOWN & COUNTRY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 16, 2018 · Amount on Record |
| Deed Sale | Jan 16, 2018 · Amount on Record |
| Deed Doc Number | 2018393915 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 312 E 4TH ST, WATERLOO, IL 62298-1602 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000419124 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 419124 |
| Name | ADMIRAL BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 312 E 4TH ST, WATERLOO, IL 62298-1602 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000419112 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 419112 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 312 E 4TH ST, WATERLOO, IL 62298-1602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000409770 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 409770 |
| Name | ADMIRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 27, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 312 E 4TH ST, WATERLOO, IL 62298-1602 |
| Document Number | 0000401109 |
| Instrument Date | Feb 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2019 |
| Title Company | RES/TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 312 E 4TH ST WATERLOO IL 622981602, WATERLOO, IL 62298-1602 |
| Document Number | 0000401109 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 401109 |
| Name | ADMIRALS BK |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 25, 2039 |
| Rate | 8.87% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 16, 2018 |
| Property Address | 312 E 4TH ST, WATERLOO, IL 62298-1602 |
| Document Number | 0000393915 |
| Map Reference | PR A PG 111 |
| Instrument Date | Jan 16, 2018 |
| Instrument | 393915 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $259.50 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12501 VILLAGE CIRCLE DR APT 414, 12501, SAINT LOUIS, MO 63127-1731 |
| Name | Verified Name |
|---|---|
| Address | 312 E 4TH ST, WATERLOO, IL 62298-1602 |
| Document Number | 0000393916 |
|---|---|
| Date | Jan 16, 2018 |
| Instrument | 393916 |
| Name | TOWN & COUNTRY BANK |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $85,880 (+18.11%) Land $16,230 Building $69,650 | $257,640 (+18.11%) Land $48,690 Building $208,950 | |
| 2024 | $4,567.00 | ||
| 2022 | Additional exemption filed | $72,710 Land $15,060 Building $57,650 | $218,130 Land $45,180 Building $172,950 |
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