314 E 38th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 314 E 38th St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,549 sqft · built 1954
Lot Size	0.257 acres (11,205 sqft)
Owner	Individual Name on File
Last Sale	$221,000 (Apr 2014)
Tax Bill	$3,745 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`0154-382-42-0000`

Property Details

APN / Parcel Number

Primary APN	`0154-382-42-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,549 sqft Living Area
1st Floor Area	1,549 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	11,205 sqft (0.257 acres)
Lot Dimensions	135 ft deep x 83 ft wide
View / Lot	Average
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	293 sqft
Patio Area	293 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	314 E 38TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3619 LOT 1
Legal Subdivision	MARSHALL HIGHLANDS HOME UNIT #3
Legal Tract	3619
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1006
Census Tract	5101

Owner

314 E 38th St is owned and occupied by an individual who bought it in April 2014.

Source: San Bernardino County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	314 E 38TH ST, SAN BERNARDINO, CA 92404-1701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 8, 2021	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC
Apr 24, 2017	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2014 · Amount on File
Deed Sale	Apr 25, 2014 · Amount on File
Prior Sale	Dec 28, 2010 · Amount on File
Deed Document Number	2014148774
Prior Transfer Date	Nov 5, 2009
Prior Transfer Doc	0000568449
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 15, 2026
Property Address	314 E 38TH ST, SAN BERNARDINO, CA 92404-1701
Document Number	0000240069
Instrument Date	Sep 4, 2026
Instrument	2026240069
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E 38TH ST, SAN BERNARDINO, CA 92404-1701

Mortgage

Document Number	0000240069,
Date	Sep 15, 2026
Instrument	2026240069

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	314 E 38TH ST, SAN BERNARDINO, CA 92404-1701
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E 38TH ST, SAN BERNARDINO, CA 92404-1701

Mortgage

Document Number	0000259186
Date	Jun 8, 2021
Instrument	2021-0259186

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	314 E 38TH ST, SAN BERNARDINO, CA 92404-1701
Document Number	0000261410
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E 38TH ST SAN BERNARDINO CA 924041701, SAN BERNARDINO, CA 92404-1701

Mortgage

Document Number	0000261410
Date	Jun 27, 2017
Instrument	261410

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 314 E 38th St was $3,745.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$292,253 (+2%) Land $82,901 Building $209,352
2025	$3,745.00	$286,522 Land $81,275 Building $205,247
2023	$3,390.00 (-0.18%)	$260,396 Land $78,120 Building $182,276
2022	$3,396.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 314 E 38th St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 E 38th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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