1111 E 38th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 1111 E 38th St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,753 sqft · built 1958
Lot Size	0.186 acres (8,100 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Jan 2019)
Tax Bill	$4,966 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`0153-323-04-0000`

Property Details

APN / Parcel Number

Primary APN	`0153-323-04-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,753 sqft Living Area
1st Floor Area	1,753 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,100 sqft (0.186 acres)
Lot Dimensions	90 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	1,090 sqft
Patio Area	1,090 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1111 E 38TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 3974 LOT 93
Legal Subdivision	TRACT NO 3974
Legal Tract	3974
Legal Block	2
Legal Lot Number	93
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2011
Census Tract	6101

Owner

1111 E 38th St is owned and occupied by two individuals who bought it in January 2019.

Source: San Bernardino County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1111 E 38TH ST, SAN BERNARDINO, CA 92404-1819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 31, 2019	Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2019 · Amount on File
Deed Sale	Jan 31, 2019 · Amount on File
Prior Sale	Aug 12, 2005 · Amount on File
Deed Document Number	201933259
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1111 E 38TH ST, SAN BERNARDINO, CA 92404-1819
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 E 38TH ST, SAN BERNARDINO, CA 92404-1819

Mortgage

Document Number	0000499822
Date	Nov 4, 2021
Instrument	2021-0499822

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 31, 2019
Property Address	1111 E 38TH ST, SAN BERNARDINO, CA 92404-1819
Document Number	0000033259
Map Reference	MB 51 PG 50&51
Instrument Date	Dec 27, 2018
Instrument	2019-0033259
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1111E E 38TH ST, SAN BERNARDINO, CA 92404-1819
Investor	Possibly a Property Investor

Mortgage

Document Number	0000033260
Date	Jan 31, 2019
Instrument	2019-0033260

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Mortgage

Document Number	0000033262
Date	Jan 31, 2019
Instrument	2019-0033262

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1111 E 38th St was $4,966.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$392,551 (+2%) Land $117,765 Building $274,786
2025	$4,966.00	$384,854 Land $115,456 Building $269,398
2023	$4,742.00 (-0.21%)	$369,910 Land $110,973 Building $258,937
2022	$4,752.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1111 E 38th St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1111 E 38th St is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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