314 E 2nd St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 314 E 2nd St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,010 sqft · built 1900
Lot Size0.199 acres (8,668 sqft)
OwnerIndividual Name on Record
Last Sale$47,500 (Dec 2011)
Tax Bill$1,527 (2025)
Deeds & MortgagesApr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.81-01-03

Property Details

APN / Parcel Number

Primary APN351200 128.81-01-03
Alternative APNs
  • 120012808100010030000000
  • 5779

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,010 sqft Living Area
1st Floor Area768 sqft
Upper Floors Area241 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area8,668 sqft (0.199 acres)
Lot Dimensions133 ft deep x 65 ft wide
PorchSlab
Porch Area180 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number5779
Street Address314 E 2ND ST
CityOSWEGO
StateNY
Zip13126-3111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTB
Legal SubdivisionHAMILTONS GORE
Legal Block1
Legal Lot Number3.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3029
Census Tract21604

Owner

Source: Oswego County and Oswego City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address314 E 2ND ST, OSWEGO, NY 13126-3111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2011 · Amount on Record
Deed SaleDec 15, 2011 · Amount on Record
Deed Book / Page2011 / 12250
Prior Transfer DateAug 5, 2008
Prior Transfer Doc0000008967
Record UpdatedJun 8, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address314 E 2ND ST, OSWEGO, NY 13126-3111
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCNY ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003570
DateApr 16, 2018
InstrumentR-2018-003570
Lender
NamePATHFINDER BANK
TypeBank
AddressOSWEGO, NY 13126
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2038

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,527.00$89,000 (+71.15%) Land $20,800 Building $68,200$89,000 (+42.06%) Land $20,800 Building $68,200
2023$52,000 Land $14,100 Building $37,900$62,651 Land $16,988 Building $45,663

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1984)
Most Recent ClaimApr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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