Oswego County and Oswego City property record for 312 E 2nd St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,138 sqft · built 1900 |
| Lot Size | 0.112 acres (4,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $88,000 (Oct 2021) |
| Tax Bill | $2,475 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.81-01-02 |
| Primary APN | 351200 128.81-01-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,138 sqft Living Area |
| 1st Floor Area | 814 sqft |
| Upper Floors Area | 216 sqft |
| Game Room | Game Room |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,920 sqft (0.112 acres) |
| Lot Dimensions | 120 ft deep x 41 ft wide |
| Porch | Slab |
| Porch Area | 269 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5775 |
|---|---|
| Street Address | 312 E 2ND ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-3111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TB |
| Legal Subdivision | HAMILTONS GORE |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 21604 |
Source: Oswego County and Oswego City assessment roll, APN 351200 128.81-01-02, as of April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 312 E 2ND ST, OSWEGO, NY 13126-3111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage EMPOWER FCU |
| Dec 15, 2020 | Deed of Trust, Mortgage ELMIRA SVGS BK |
| Mar 13, 2019 | Grant Deed, Transfer VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 28, 2021 · Amount on Record |
| Deed Sale | Oct 28, 2021 · Amount on Record |
| Deed Document Number | 202112736 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Oct 28, 2021 |
| Property Address | 312 E 2ND ST, OSWEGO, NY 13126-3111 |
| Document Number | 0000002736 |
| Instrument Date | Oct 13, 2021 |
| Instrument | R-2021-012736 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2021 |
| Title Company | VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $352.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 312 E 2ND ST, 312, OSWEGO, NY 13126-3111 |
| Name | Verified Name |
|---|---|
| Address | 97 DOWNEY DR, OSWEGO, NY 13126-6133 |
| Document Number | 0000002737 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | R-2021-012737 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 312 E 2ND ST, OSWEGO, NY 13126-3111 |
| Document Number | 0000012720 |
| Instrument Date | Dec 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 312 E 2ND ST OSWEGO NY 131263111, OSWEGO, NY 13126-3111 |
| Document Number | 0000012720 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 12720 |
| Name | ELMIRA SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | ELMIRA, NY 14901 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 21, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Mar 13, 2019 |
| Property Address | 312 E 2ND ST, OSWEGO, NY 13126-3111 |
| Document Number | 0000002086 |
| Instrument Date | Mar 08, 2019 |
| Instrument | 2086 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2019 |
| Title Company | VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $280.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11545 HAMPTON DR MIDWEST CITY OK 731308218, MIDWEST CITY, OK 73130-8218 |
Source: Oswego County and Oswego City assessment roll as of April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,475.00 | $132,000 (+55.29%) Land $18,500 Building $113,500 | $132,000 (+28.89%) Land $18,500 Building $113,500 |
| 2023 | $85,000 Land $12,100 Building $72,900 | $102,410 Land $14,578 Building $87,832 |
Source: FEMA National Flood Hazard Layer, Oswego County (36075C), as of October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360750216043, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | Apr 1984 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 211 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system NY3704361, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OSWEGO CITY serves 29,400 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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