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314 E 13th St, Covington, KY 41011 Property Records

Kenton County property record for 314 E 13th St, Covington, KY 41011 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 700 sqft · built 1972
Lot Size0.102 acres (4,450 sqft)
OwnerIndividual Name on File
Last Sale$138,500 (Sep 2024)
Tax Bill$1,835 (2025)
Deeds & MortgagesSep 2024 Sale & Mortgage
Feb 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN054-42-04-035.00

Property Details

APN / Parcel Number

Primary APN054-42-04-035.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area700 sqft Finished Area

Exterior

Year BuiltBuilt 1972
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area4,450 sqft (0.102 acres)
Lot Dimensions89 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number0544204035.00
Street Address314 E 13TH ST
CityCOVINGTON
StateKY
Zip41011-3504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionADAMS & WHEELER LOTS 102-103 50'X 89'
Legal SubdivisionADAMS & WHEELER
Legal Lot Number102-103 103
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1010
Census Tract67100

Owner

Source: Kenton County records · APN 054-42-04-035.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address314 E 13TH ST, COVINGTON, KY 41011-3504
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2024Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Feb 15, 2022Deed of Trust, Mortgage · Stand-Alone First Mortgage
LEXINGTON-FAYETTE URBAN COUNTY GOV
Feb 15, 2022Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 14, 2022Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 11, 2024 · Amount on Record
Deed SaleSep 11, 2024 · Amount on Record
Prior SaleFeb 15, 2022 · Amount on Record
Deed Document Number0000304384
Deed Book / Page304 / 384
Record UpdatedJun 08, 2026

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 11, 2024
Property Address314 E 13TH ST, COVINGTON, KY 41011-3504
Document Number0005900007
Book / PageKC 304 / 384
Map ReferenceMB 575 PG 433
Instrument DateSep 06, 2024
Instrument24091105900007
Transaction TypeTransfer
Record UpdatedOct 01, 2024
Title CompanyAMERICAN HOMELAND TITLE AGCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address392 INGRAM RD, CINCINNATI, OH 45218-1119

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 E 13TH ST, COVINGTON, KY 41011-3504

Mortgage

Document Number0005900008
DateSep 11, 2024
Instrument24091105900008
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2054

Mortgage

Document Number0005900009
DateSep 11, 2024
Book PageKCM 582/338
Instrument24091105900009
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueOct 01, 2034

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address314 E 13TH ST, COVINGTON, KY 41011-3504
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 E 13TH ST, COVINGTON, KY 41011-3504

Mortgage

Document Number0005900106
DateFeb 15, 2022
Book Page337/875
Instrument22021505900106
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term121 Months
DueMar 01, 2032

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 15, 2022
Property Address314 E 13TH ST, COVINGTON, KY 41011-3504
Document Number0005900104
Book / Page148 / 240
Map ReferenceMB 575 PG 433
Instrument DateFeb 11, 2022
Instrument22021505900104
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title Company360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address419 6TH AVE, DAYTON, KY 41074-1117

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 E 13TH ST, COVINGTON, KY 41011-3504

Mortgage

Document Number0005900105
DateFeb 15, 2022
Instrument22021505900105
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

Mortgage

Document Number0005900106
DateFeb 15, 2022
Book Page337/875
Instrument22021505900106
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term121 Months
DueMar 01, 2032

January 2022: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionKENTON KY
Recording DateJan 14, 2022
Property Address314 E 13TH ST, COVINGTON, KY 41011-3504
Document Number0005900169
Book / Page142 / 883
Map ReferenceMB 575 PG 433
Instrument DateJan 03, 2022
Instrument22011405900169
Transaction TypeForeclosure
Record UpdatedAug 10, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address419 6TH AVE, DAYTON, KY 41074-1117

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,835.00 (+5.22%)$138,500 (+5.73%) Land $5,000 Building $133,500$138,500 (+5.73%) Land $5,000 Building $133,500
2023$1,744.00$131,000 Land $5,000 Building $126,000$131,000 Land $5,000 Building $126,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Helentown Historic District
listed 1987 · 689 contributing resources · NRIS 86003481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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