311 E 13th St, Covington, KY 41011 Property Records

Kenton County property record for 311 E 13th St, Covington, KY 41011 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms1 Baths
Square Footage825 sqft Finished Area
Lot Size2,178 sqft (0.05 acres)
OccupancyOwner Occupied
Last Sale$158,500 (2025)
Tax Bill$1,788.00 (2025)

Owner

Source: Kenton County records · APN 054-42-05-006.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address311 E 13TH ST, COVINGTON, KY 41011-3503
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2024Deed of Trust, Mortgage · Commercial Mortgage
RFLF 4 LLC
Nov 18, 2025Warranty Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Feb 15, 2023Warranty Deed, Transfer
TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES LLC
Jan 17, 2023Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 18, 2025 · Amount on Record
Deed SaleNov 18, 2025 · Amount on Record
Prior SaleJun 17, 2025 · Amount on Record
Deed Doc Number2025111879
Deed Book / Page375 / 603
Prior Transfer DateOct 01, 2015
Prior Transfer Doc0000000238
Record RefreshedJun 08, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address311 E 13TH ST, COVINGTON, KY 41011-3503
Transaction TypeMortgage
Record UpdatedDec 05, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5013 PINE CREEK DR, WESTERVILLE, OH 43081-4849

Mortgage

Document Number0005900031
DateJan 24, 2024
Book PageKCM 522/123
Instrument24012405900031
Lender
NameRFLF 4 LLC
TypeNon-Lending Institution
AddressCHICAGO, IL 60606
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2054

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 18, 2025
Property Address311 E 13TH ST, COVINGTON, KY 41011-3503
Document Number0005900079
Book / PageKC 375 / 603
Instrument DateNov 12, 2025
Instrument25111805900079
Transaction TypeTransfer
Record UpdatedDec 05, 2025
Title CompanyAMERICAN HOMELAND TITLE AGENCY, AMER HOMELAND TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10232 ROPPELT RD, CINCINNATI, OH 45252-1722

Transferred To (Grantee/Buyer)

NameVerified Name
Address311 E 13TH ST, COVINGTON, KY 41011-3503

Mortgage

Document Number0005900080
DateNov 18, 2025
Instrument25111805900080
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 15, 2023
Property Address311 E 13TH ST, COVINGTON, KY 41011-3503
Document Number0005900080
Book / PageKC 213 / 668
Instrument DateFeb 09, 2023
Instrument23021505900080
Transaction TypeTransfer
Record UpdatedMar 06, 2023
Title CompanyTOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10547 MOUNTAIN LAUREL WAY, UNION, KY 41091-7677

Transferred To (Grantee/Buyer)

NameVerified Name
Address132 MARBROOK DR, DAYTON, OH 45429-5437

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateJan 17, 2023
Property Address311 E 13TH ST, COVINGTON, KY 41011-3503
Document Number0005900153
Book / PageKC 209 / 818
Instrument DateJan 12, 2023
Instrument23011705900153
Transaction TypeTransfer
Record UpdatedJan 31, 2023

Transaction

Tax$22.50
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10547 MOUNTAIN LAUREL WAY, UNION, KY 41091-7677

Transferred To (Grantee/Buyer)

NameVerified Name
Address10547 MOUNTAIN LAUREL WAY, UNION, KY 41091-7677

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,788.00 (+198.5%)$135,000 (+2%) Land $5,000 Building $130,000$135,000 (+2%) Land $5,000 Building $130,000
2023$599.00$45,000 Land $5,000 Building $40,000$45,000 Land $5,000 Building $40,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic DistrictWithin the Helentown Historic District
listed 1987 · 689 contributing resources · NRIS 86003481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN054-42-05-006.00

Interior

Bedrooms1 Beds
Full Baths1 Baths
Building Area825 sqft Finished Area
Gross Area900 sqft Gross Area
Stories1 Stories

Exterior

Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialComposition Shingle Roof
Lot Area2,178 sqft (0.05 acres)

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address311 E 13TH ST
CityCOVINGTON
StateKY
Zip41011-3503
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCLAYTON & MOOAR LOT 35
Legal SubdivisionCLAYTON & MOOAR
Legal Lot Number35
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1009
Census Tract67100

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Nearby Streets

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