314 Duval St, Key West, FL 33040 Property Records

Monroe County property record for 314 Duval St, Key West, FL 33040

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details3 bd · 9 ba · 8,116 sqft · built 2000
Lot Size0.233 acres (10,160 sqft)
OwnerTrust Name on File
Last Sale$2,531,000 (Apr 1998)
Tax Bill$30,668 (2024)
Flood ZoneZone AE (high risk)
APN00004420-000000

Property Details

APN / Parcel Number

Primary APN00004420-000000
Alternative APNs
  • 01010100004420000000
  • 1004600

Interior

Bedrooms3 Beds
Full Baths9 Baths
Units4 Units
Stories2 Stories
Building Area8,116 sqft Gross Area
1st Floor Area330 sqft
Basement Area1,913 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2003
Exterior MaterialCombination
Fire ResistanceFireproof Reinforced Concrete
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area10,160 sqft (0.233 acres)
Lot Dimensions144 ft deep x 60 ft wide
Garage TypeAttached
Garage Area440 sqft

Exterior Amenities

Pool Area117 sqft
PorchOpen Porch
Porch Area1,085 sqft
Patio Area1,673 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1004600
Street Address314 DUVAL ST
CityKEY WEST
StateFL
Zip33040-6510
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeHRCC1
Legal DescriptionKW PT LOT 2 SQR 25 TT-65 BOOK OF WILLS C 500/03 OR189-223/24 OR493-810/16 OR914-600/01 OR1500-1320/23 OR1500-1380/81 OR1501-1602/46 OR1505-1749/50 OR1511-834/38 OR2381-1754/62 OR2381-1795/68 OR2386-593/95 OR2386-591/92 OR2884-418/20
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 25
Legal Block25
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2032
Census Tract972500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

314 Duval St, a commercial property, is held in a trust since October 2008.

Source: Monroe County records, as of December 8, 2025

Owner of RecordTrust Name on File
Mailing Address314 DUVAL ST, KEY WEST, FL 33040-6510
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 1998 · Amount on File
Deed SaleApr 27, 1998 · Amount on File
Prior SaleMay 1, 1984 · Amount on File
Deed Book / Page1511 / 834
Last Transfer DateOct 28, 2008
Transfer Doc0023860593
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,871,357 Land $2,933,700 Building $937,657$3,871,357 Land $2,933,700 Building $937,657
2024$30,668.00 (-0.66%)
2023$30,873.00 (+1.78%)$3,133,578 (+0.03%) Land $2,346,960 Building $786,618$3,133,578 (+0.03%) Land $2,346,960 Building $786,618
2022$30,332.00$3,132,635 Land $2,346,960 Building $785,675$3,132,635 Land $2,346,960 Building $785,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Duval St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 307 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies746 units insured
incl. 439 condo units
Nearby Flood Claims53 (2005–2017)
Claims Outside the SFHA5 of 53
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 50 claims
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 314 Duval St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

Nearby Properties on Duval St

Nearby Streets

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