1. Home
  2. Florida
  3. Monroe County
  4. Key West
  5. Duval St

305 Duval St, Key West, FL 33040 Property Records

Monroe County property record for 305 Duval St, Key West, FL 33040

Property Summary

Property TypeNightclub or Cocktail Lounge
Details2 ba · 1,201 sqft · built 1988
Lot Size0.111 acres (4,875 sqft)
OwnerCompany Name on File
Last Sale$3,350,000 (Jun 2004)
Tax Bill$15,506 (2024)
Deeds & MortgagesDec 2025 Line of Credit
Mar 2023 Sale
Flood ZoneZone AE (high risk)
APN00004290-000100

Property Details

APN / Parcel Number

Primary APN00004290-000100
Alternative APNs
  • 01010100004290000100
  • 8704828

Interior

Full Baths2 Baths
Stories3 Stories
Building Area1,201 sqft Total Area
1st Floor Area1,201 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1997
Exterior MaterialOther
Fire ResistanceFireproof Reinforced Concrete
Lot Area4,875 sqft (0.111 acres)
Lot Dimensions101 ft deep x 48 ft wide
Patio Area1,032 sqft

Location & Zoning

Account Number8704828
Old Parcel Number01010100004290000100
Street Address305 DUVAL ST
CityKEY WEST
StateFL
Zip33040-6509
Property CategoryCommercial
Property TypeCommercial > Retail > Nightclub or Cocktail Lounge
Legal DescriptionKW PT LOT 3 SQR 24 OR988-1740 OR988-1741/1742-E OR1062-105Q/C OR1062-106Q/C OR1315-1812/15AFFD OR1474-908/909Q/C
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 23 PT LT 04
Legal Lot Number3
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1006
Census Tract972500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

305 Duval St, a commercial property, is owned by a company that bought it in June 2004.

Source: Monroe County records, as of December 5, 2025

Owner of RecordCompany Name on File
Mailing Address3200 RIVIERA DR, KEY WEST, FL 33040-4662
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2025Deed of Trust, Mortgage · Line of Credit
FIRST STATE BANK OF THE FLORIDA KEYS
Mar 16, 2023Agreement of Sale, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2004 · Amount on File
Deed SaleJun 9, 2004 · Amount on File
Prior SaleJun 9, 2004
Deed Document Number1450122
Deed Book / Page2014 / 1297
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address305 DUVAL ST, KEY WEST, FL 33040-6509
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033581002
DateDec 17, 2025
Book Page3358/1002
Instrument2525760
Lender
NameFIRST STATE BANK OF THE FLORIDA KEYS
TypeBank
AddressKEY WEST, FL 33041
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueDec 16, 2035

March 2023: Agreement of Sale, Transfer

Document TypeAgreement of Sale
JurisdictionMONROE FL
Recording DateMar 16, 2023
Property Address305 DUVAL ST, KEY WEST, FL 33040-6509
Document Number0032152269
Book / Page3215 / 2269
Instrument DateDec 30, 2022
Instrument2410252
Transaction TypeTransfer
Record UpdatedMar 27, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address305 DUVAL ST, KEY WEST, FL 33040-6509

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,243,117 Land $2,015,508 Building $227,609$2,243,117 Land $2,015,508 Building $227,609
2024$15,506.00 (-1.56%)
2023$15,752.00 (+1.36%)$1,841,551 (%) Land $1,612,406 Building $229,145$1,841,551 (%) Land $1,612,406 Building $229,145
2022$15,540.00$1,841,573 Land $1,612,406 Building $229,167$1,841,573 Land $1,612,406 Building $229,167

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Duval St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 202 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies242 units insured
incl. 40 condo units
Nearby Flood Claims400 (1978–2024)
Claims Outside the SFHA44 of 400
Most Recent ClaimMay 2024 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 92 claims
  • Hurricane Wilma, Nov 2005 · 117 claims
  • Hurricane Georges, Oct 1998 · 57 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 305 Duval St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

Nearby Properties on Duval St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures