Cooke County property record for 314 Cross Creek Ln, Gainesville, TX 76240
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,868 sqft · built 1992 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,565 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0630-007-00000 |
| Primary APN | 0630-007-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,868 sqft Living Area |
| Gross Area | 4,820 sqft |
| 1st Floor Area | 2,208 sqft |
| 2nd Floor Area | 728 sqft |
| Storm Shelter | Storm Shelter |
| Flooring | Ceramic Tile |
| Storm Shutters | Storm Shutters |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 1,224 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 902 sqft |
| Deck Area | 476 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0630-007-00000 |
|---|---|
| Street Address | 314 CROSS CREEK LN |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-8558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | MCKNEELY SW 0630 ACRES 1.0 |
| Legal Subdivision | MCKNEELY SW |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE SOUTHEAST |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 702 |
314 Cross Creek Ln, a rural home, is owned and occupied by two individuals.
Source: Cooke County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 799, GAINESVILLE, TX 76241-0799 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 314 Cross Creek Ln was $3,565 with a homeowner's exemption, up 66.7% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Valley View Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,565.00 (+66.74%) Homeowner's exemption | $244,345 (+3.26%) Land $53,000 Building $191,345 | $244,345 (-2.01%) Land $53,000 Building $191,345 |
| 2025 | $2,138.00 (-0.93%) Homeowner's exemption | $236,630 | $249,345 Land $58,000 Building $191,345 |
| 2024 | $2,158.00 | ||
| 2023 | $195,562 | $234,643 Land $39,500 Building $195,143 | |
| 2022 | $2,436.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 314 Cross Creek Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 314 Cross Creek Ln is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 52% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNTAIN SPRINGS WSC serves 3,756 people · EPA ID TX0490027 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| ElektraFi Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
May also be available: Rise Broadband, T-Mobile, Verizon.
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