Cooke County property record for 208 Cross Creek Ln, Gainesville, TX 76240
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,305 sqft · built 1991 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,211 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0630-008-00000 |
| Primary APN | 0630-008-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,305 sqft Living Area |
| Gross Area | 3,550 sqft |
| 1st Floor Area | 1,305 sqft |
| 2nd Floor Area | 1,260 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0630-008-00000 |
|---|---|
| Street Address | 208 CROSS CREEK LN |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-8557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | MCKNEELY SW 0630 ACRES 10.0 |
| Legal Subdivision | MCKNEELY SW |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE SOUTHEAST |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 702 |
208 Cross Creek Ln, a rural home, is owned and occupied by an individual.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 476, GAINESVILLE, TX 76241-0476 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 208 CROSS CREEK LN, GAINESVILLE, TX 76240-8557 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2443/353 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 2443/353 |
| Instrument | 7194 |
| Name | PROSPERITY BANK |
|---|---|
| Type | Bank |
| Address | EL CAMPO, TX 77437 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
The 2026 property tax bill for 208 Cross Creek Ln was $8,211 with exemptions applied, up 382.7% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Valley View Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,211.00 (+382.72%) Homeowner's exemption Senior Citizen's exemption | $562,758 (+1%) | $626,590 (-) Land $288,000 Building $338,590 |
| 2025 | $1,701.00 (-20.88%) Homeowner's exemption Senior Citizen's exemption | $511,598 | $626,590 Land $288,000 Building $338,590 |
| 2024 | $2,150.00 | ||
| 2023 | $422,808 | $587,182 Land $215,850 Building $371,332 | |
| 2022 | $3,947.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 208 Cross Creek Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 208 Cross Creek Ln is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 54% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNTAIN SPRINGS WSC serves 3,756 people · EPA ID TX0490027 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| ElektraFi Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
May also be available: Rise Broadband, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures