314 Crest Dr, Cary, IL 60013 Property Records

McHenry County property record for 314 Crest Dr, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,600 sqft · built 1969
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (May 2022)
Deeds & Mortgages	May 2022 Sale & Mortgage Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-07-351-024`

Property Details

APN / Parcel Number

Primary APN	`20-07-351-024`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,600 sqft
Gross Area	2,705 sqft
1st Floor Area	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Architectural Style	Split Level
Exterior Material	Ribbed Aluminum
Lot Area	8,712 sqft
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	314 CREST DR
City	CARY
State	IL
Zip	60013-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0017394 LT 23 CARY KNOLL UNIT 1
Legal Range	09E
Legal Township	43N
Legal Section	07
Legal Subdivision	CARY KNOLL 01
Legal Block	351
Legal Lot Number	23
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3007
Census Tract	871307

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	314 CREST DR, CARY, IL 60013-2220
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Mar 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2022 · Amount on Record
Deed Sale	May 12, 2022 · Amount on Record
Prior Sale	Oct 9, 2020
Deed Document Number	2022R0017394
Record Updated	Jun 7, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	May 12, 2022
Property Address	314 CREST DR, CARY, IL 60013-2220
Document Number	0000017394
Map Reference	MB14 PG97 DOC406829
Instrument Date	Apr 27, 2022
Instrument	2022R0017394
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	595 LANCASTER DR, PINGREE GROVE, IL 60140-9156

Mortgage

Document Number	0000017395
Date	May 12, 2022
Instrument	2022R0017395

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.37%

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 16, 2020
Property Address	314 CREST DR, CARY, IL 60013-2220
Document Number	0000009049
Instrument Date	Feb 13, 2020
Instrument	9049
Transaction Type	Transfer
Record Updated	Apr 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	314 CREST DR CARY IL 600132220, CARY, IL 60013-2220

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$87,886 Land $16,863 Building $71,023	$263,658 Land $50,589 Building $213,069

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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