312 Crest Dr, Cary, IL 60013 Property Records

McHenry County property record for 312 Crest Dr, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,269 sqft · built 1969
Lot Size	0.208 acres (9,064 sqft)
Owner	2 Owner Names on Record
Last Sale	$147,000 (May 1998)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-07-351-025`

Property Details

APN / Parcel Number

Primary APN	`20-07-351-025`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,269 sqft
Gross Area	2,370 sqft
1st Floor Area	1,269 sqft

Exterior

Year Built	Built 1969
Architectural Style	Ranch
Exterior Material	Frame Siding
Lot Area	9,064 sqft
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	312 CREST DR
City	CARY
State	IL
Zip	60013-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 98R026694 LT 24 CARY KNOLL UNIT 1
Legal Range	09E
Legal Township	43N
Legal Section	07
Legal Subdivision	CARY KNOLL 01
Legal Block	351
Legal Lot Number	24
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3007
Census Tract	871307

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	312 CREST DR, CARY, IL 60013-2220

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 1998 · Amount on Record
Deed Sale	May 1, 1998 · Amount on Record
Deed Document Number	98R-026694
Deed Book / Page	2007
Record Updated	Jun 7, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	312 CREST DR, CARY, IL 60013-2220
Document Number	0000014391
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	May 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	312 CREST DR CARY IL 600132220, CARY, IL 60013-2220

Mortgage

Document Number	0000014391
Date	May 4, 2018
Instrument	14391

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 3, 2033

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$71,278 Land $16,863 Building $54,415	$213,834 Land $50,589 Building $163,245

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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