Schenectady County and Schenectady City property record for 314 Craig St, Schenectady, NY 12307
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 3,644 sqft · built 1950 |
| Lot Size | 0.061 acres (2,678 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Jul 2019) |
| Tax Bill | $6,280 (2026) |
| Deeds & Mortgages | Jul 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.33-2-41 |
| Primary APN | 421500 49.33-2-41 |
|---|---|
| Alternative APN |
|
| Units | 3 Units |
|---|---|
| Stories | 3 Stories |
| Building Area | 3,644 sqft Gross Area |
| Basement Area | 1,047 sqft |
| Unfinished Basement | 1,047 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 2,678 sqft (0.061 acres) |
| Lot Dimensions | 105 ft deep x 26 ft wide |
| Garage Type | Attached |
| Garage Area | 851 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 260 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 314 CRAIG ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12307-1443 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | 05 - COMME |
| Legal Description | 3 BRK WOOD AND GAR |
| Legal Block | 2 |
| Legal Lot Number | 41.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20900 |
314 Craig St, a commercial property, is owned by two individuals who bought it in July 2019.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 CRAIG ST, SCHENECTADY, NY 12307-1420 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2019 · Amount on File |
| Deed Sale | Jul 1, 2019 · Amount on File |
| Prior Sale | Dec 28, 2016 · Amount on File |
| Deed Document Number | 201929702 |
| Deed Book / Page | 2014 / 133 |
| Prior Transfer Date | May 24, 2010 |
| Prior Transfer Doc | 0000023030 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 1, 2019 |
| Property Address | 314 CRAIG ST, SCHENECTADY, NY 12307-1443 |
| Document Number | 0000029702 |
| Book / Page | 002014 / 000133 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 29702 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $320.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 CRAIG ST SCHENECTADY NY 123071420, SCHENECTADY, NY 12307-1420 |
The 2026 property tax bill for 314 Craig St was $6,280, up 0.6% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,280.00 (+0.58%) | ||
| 2025 | $6,244.00 | $114,500 Land $8,300 Building $106,200 | $189,601 Land $13,744 Building $175,857 |
| 2023 | $114,500 (-) Land $8,300 Building $106,200 | $144,937 (+3.8%) Land $10,506 Building $134,431 | |
| 2022 | $114,500 Land $8,300 Building $106,200 | $139,634 Land $10,122 Building $129,512 | |
| 2021 | $5,941.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 314 Craig St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 314 Craig St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Massivemesh Networks.
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