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312 Craig St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 312 Craig St, Schenectady, NY 12307

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details2,100 sqft · built 1981
Lot Size0.073 acres (3,184 sqft)
Owner2 Trust Names on File
Last Sale$100,000 (Oct 2017)
Tax Bill$4,338 (2026)
Deeds & MortgagesOct 2026 Transfer
Oct 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 49.33-2-40

Property Details

APN / Parcel Number

Primary APN421500 49.33-2-40
Alternative APN
  • 150004903300020400000000

Interior

Units3 Units
Stories2 Stories
Building Area2,100 sqft Gross Area
Basement Area1,050 sqft
Unfinished Basement1,050 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Lot Area3,184 sqft (0.073 acres)
Lot Dimensions118 ft deep x 27.3 ft wide
PorchSlab
Porch Area16 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address312 CRAIG ST
CitySCHENECTADY
StateNY
Zip12307-1440
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code05 - COMME
Legal Description2 WOOD AND GARAGE
Legal Block2
Legal Lot Number40.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1001
Census Tract20900

Owner

312 Craig St, a commercial property, is held in a trust since September 2026.

Source: Schenectady County and Schenectady City records, as of October 13, 2026

Owner of Record2 Trust Names on File
Mailing Address2 STEUBEN ST, SCHENECTADY, NY 12307-1504
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 17, 2018Quit Claim Deed, Transfer
Quitclaim
Oct 20, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2017 · Amount on File
Deed SaleOct 20, 2017 · Amount on File
Prior SaleApr 2, 2013 · Amount on File
Deed Document Number201747599
Deed Book / Page1973 / 685
Last Transfer DateSep 23, 2026
Transfer Doc0000021912
Record UpdatedOct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateOct 1, 2026
Property Address312 CRAIG ST, SCHENECTADY, NY 12307-1440
Document Number0000021912
Book / Page2180 / 810
Instrument DateSep 23, 2026
Instrument202621912
Transaction TypeTransfer
Record UpdatedOct 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2 STEUBEN ST, SCHENECTADY, NY 12307-1504

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateOct 17, 2018
Property Address312 CRAIG ST, SCHENECTADY, NY 12307-1440
Document Number0000046060
Book / Page001998 / 000051
Instrument DateJul 2, 2018
Instrument46060
Transaction TypeTransfer
Record UpdatedNov 2, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 STEUBEN ST SCHENECTADY NY 123071504, SCHENECTADY, NY 12307-1504

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateOct 20, 2017
Property Address312 CRAIG ST, SCHENECTADY, NY 12307-1440
Document Number0000047599
Book / Page001973 / 000685
Instrument DateOct 16, 2017
Instrument47599
Transaction TypeTransfer
Record UpdatedOct 26, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$188.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 STEUBEN ST SCHENECTADY NY 123071504, SCHENECTADY, NY 12307-1504

Tax Assessment & Valuation

The 2026 property tax bill for 312 Craig St was $4,338, down 4.1% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,338.00 (-4.07%)
2025$4,522.00$55,000 Land $9,900 Building $45,100$91,075 Land $16,393 Building $74,682
2023$55,000 (-) Land $9,900 Building $45,100$69,620 (+3.8%) Land $12,532 Building $57,088
2022$55,000 Land $9,900 Building $45,100$67,073 Land $12,073 Building $55,000
2021$3,842.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Craig St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 312 Craig St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

May also be available: Massivemesh Networks.

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