314 Cherokee Cir, Erwin, TN 37650 Property Records

Unicoi County property record for 314 Cherokee Cir, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,304 sqft · built 2000
Lot Size	0.438 acres (19,088 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (May 2023)
Tax Bill	$1,688 (2025)
Deeds & Mortgages	Feb 2025 Second Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017F-B-014.00`

Property Details

APN / Parcel Number

Primary APN	`017F-B-014.00`
Alternative APNs	`086017F B 01400` `000003598`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,304 sqft Living Area
Gross Area	3,456 sqft
1st Floor Area	1,152 sqft
Upper Floors Area	1,152 sqft
Basement Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Architectural Style	Custom Design
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,088 sqft (0.438 acres)
Lot Dimensions	218 ft deep x 99 ft wide
Terrain	Rolling
Garage Area	1,152 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	216 sqft
Deck Area	312 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	314 CHEROKEE CIR
City	ERWIN
State	TN
Zip	37650-7943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARROWHEAD BLK B LOT 52 128X220 IRR
Legal Subdivision	ARROWHEAD
Legal Block	B
Legal Lot Number	52
Jurisdiction	UNICOI TN
Township / Civil Division	3
Census Block Group	3
Census Block	3005
Census Tract	80200

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 CHEROKEE CIR, ERWIN, TN 37650-7943
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EASTMAN CU
May 26, 2023	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Aug 30, 2021	Warranty Deed, Transfer · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2023 · Amount on Record
Deed Sale	May 26, 2023 · Amount on Record
Prior Sale	Aug 30, 2021 · Amount on Record
Deed Document Number	2023929
Deed Book / Page	470 / 507
Prior Transfer Date	Oct 2, 2013
Prior Transfer Doc	0000372908
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	314 CHEROKEE CIR, ERWIN, TN 37650-7943
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000488523
Date	Feb 12, 2025
Book Page	488/523
Instrument	25000309

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 15, 2040

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	May 26, 2023
Property Address	314 CHEROKEE CIR, ERWIN, TN 37650-7943
Document Number	0000470507
Book / Page	470 / 507
Map Reference	MB A PG 30
Instrument Date	May 26, 2023
Instrument	23000929
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	ECU TITLE AND ESCROW, ECU TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 CHEROKEE CIR, ERWIN, TN 37650-7943

Mortgage

Document Number	0023000930
Date	May 26, 2023
Instrument	23000930

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Aug 30, 2021
Property Address	314 CHEROKEE CIR, ERWIN, TN 37650-7943
Document Number	0000449892
Book / Page	449 / 892
Map Reference	MB A PG 30
Instrument Date	Aug 26, 2021
Instrument	21001921
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	CLASSIC TITLE INSURANCE COMPANY INC, CLASSIC TITLE INS CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,054.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1180 IRON POINT RD STE 200, 200, FOLSOM, CA 95630-8325

Mortgage

Document Number	0021001922
Date	Aug 30, 2021
Instrument	21001922

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,688.00	$64,675 (-) Land $5,125 Building $59,550	$258,700 (-) Land $20,500 Building $238,200
2024	$1,688.00 (+11.05%)	$64,675 (-) Land $5,125 Building $59,550
2023		$64,675 (-) Land $5,125 Building $59,550
2022	$1,520.00	$64,675 Land $5,125 Building $59,550	$258,700 Land $20,500 Building $238,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018 · other causes
Claims by Event	Severe Storms And Flooding, Aug 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNICOI UTILITY DISTRICT serves 4,527 people · EPA ID TN0000719
Water Source	Purchased groundwater influenced by surface water from ERWIN UTILITIES AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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