222 Cherokee Cir, Erwin, TN 37650 Property Records

Unicoi County property record for 222 Cherokee Cir, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,800 sqft · built 1973
Lot Size	0.437 acres (19,046 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Oct 2024)
Tax Bill	$1,381 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`017F-B-039.00`

Property Details

APN / Parcel Number

Primary APN	`017F-B-039.00`
Alternative APNs	`086017F B 03900` `000003616`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,800 sqft Living Area
Gross Area	3,280 sqft
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	19,046 sqft (0.437 acres)
Lot Dimensions	173 ft deep x 112 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Pool Area	520 sqft
Deck Area	168 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	222 CHEROKEE CIR
City	ERWIN
State	TN
Zip	37650-7938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARROWHEAD BLK B LOT 14 120X77X33X57X96X108X19X47
Legal Subdivision	ARROWHEAD
Legal Block	B
Legal Lot Number	14
Jurisdiction	UNICOI TN
Township / Civil Division	3
Census Block Group	3
Census Block	3005
Census Tract	80200

Owner

Source: Unicoi County records · APN 017F-B-039.00

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	222 CHEROKEE CIR, ERWIN, TN 37650-7938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 2024 · Amount on Record
Deed Sale	Oct 04, 2024 · Amount on Record
Prior Sale	Jul 01, 2016 · Amount on Record
Deed Document Number	20241714
Deed Book / Page	485 / 147
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	222 CHEROKEE CIR, ERWIN, TN 37650-7938
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000452827
Date	Nov 15, 2021
Book Page	452/827
Instrument	21002520

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Unicoi County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,381.00	$52,900 (+7.3%) Land $5,575 Building $47,325	$211,600 (-) Land $22,300 Building $189,300
2023		$49,300 (-) Land $5,575 Building $43,725
2022	$1,159.00	$49,300 Land $5,575 Building $43,725	$211,600 Land $22,300 Building $189,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 23, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018 · other causes
Claims by Event	Severe Storms And Flooding, Aug 2001 · 2 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Utilities Fiber	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 68 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	UNICOI UTILITY DISTRICT serves 4,527 people
Water Source	Purchased groundwater influenced by surface water from ERWIN UTILITIES AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.