Orange County property record for 314 Central Ave, Seal Beach, CA 90740
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,267 sqft · built 1978 |
| Lot Size | 0.059 acres (2,565 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $468,000 (Feb 1998) |
| Tax Bill | $8,927 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 199-143-07 |
| Primary APN | 199-143-07 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,267 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 2,565 sqft (0.059 acres) |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 314 CENTRAL AVE |
|---|---|
| City | SEAL BEACH |
| State | CA |
| Zip | 90740-6019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 698 BLK 103 LOT 18 |
| Legal Subdivision | TRACT NO. 698 |
| Legal Tract | 698 |
| Legal Block | 103 |
| Legal Lot Number | 18 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 99511 |
314 Central Ave is owned by a company that acquired it in February 2025.
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1625 THE ALAMEDA, SAN JOSE, CA 95126-2220 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Sep 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Jul 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 1998 · Amount on File |
| Deed Sale | Feb 2, 1998 · Amount on File |
| Deed Document Number | 199855597 |
| Last Transfer Date | Feb 14, 2025 |
| Transfer Doc | 0000057368 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 314 CENTRAL AVE, SEAL BEACH, CA 90740-6019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000356263 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 2018000356263 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 314 CENTRAL AVE, SEAL BEACH, CA 90740-6019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000332797 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 2020000332797 |
| Name | MEGA CAPITAL FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 314 Central Ave was $8,927.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Seal Beach City |
| Unified School District | Los Alamitos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $762,224 (+2%) Land $520,255 Building $241,969 | |
| 2025 | $8,927.00 | $747,279 Land $510,054 Building $237,225 |
| 2023 | $8,567.00 (+1.09%) | $718,262 Land $490,248 Building $228,014 |
| 2022 | $8,475.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 314 Central Ave in Zone X, where a levee reduces flood risk, though there have been 21 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 21 (1983–2023) |
| Claims Outside the SFHA | 15 of 21 |
| Most Recent Claim | May 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 314 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SEAL BEACH serves 24,937 people · EPA ID CA3010041 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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