314 Calhoun Ave, Destin, FL 32541 Property Records

Okaloosa County property record for 314 Calhoun Ave, Destin, FL 32541

Property Summary

Property Type	Vacant Land
Details	2 bd · 1 ba · 1,296 sqft · built 1963
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Trust Names on File
Last Sale	$387,000 (Mar 2021)
Tax Bill	$1,689 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-4554-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-4554-4`
Alternative APNs	`00-2S-22-0310-000D-052B` `22S2000310000D052B`

Interior

Full Baths	1 Bath
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft

Exterior

Roof Type	Gable
Lot Area	12,000 sqft (0.276 acres)
Lot Width	100 ft Width

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	314 CALHOUN AVE
City	DESTIN
State	FL
Zip	32541-1570
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	DESTIN CALHOUN S/D SE 120 FT OF LOT 52 BLK D BEG @ SE COR OF LOT 52 THC RUN NELY ALONG LOT LINE 100 FT TO NE COR OF E LOT THC @ R ANGLES RUN SWLY 100 FT TO S SIDE OF SAID LOT 120 FT TO POB
Legal Subdivision	DESTIN CALHOUN S/D
Legal Block	D
Legal Lot Number	52
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2007
Census Tract	23306

Owner

314 Calhoun Ave, vacant land, is held in a trust since January 2024.

Source: Okaloosa County records, as of September 17, 2026

Owner of Record	2 Trust Names on File
Mailing Address	304 BLUE MARLIN CT, DESTIN, FL 32541-5525
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK
Jan 24, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 22, 2021	Warranty Deed, Transfer · Commercial Mortgage SHERI ANDREWS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2021 · Amount on File
Deed Sale	Mar 22, 2021 · Amount on File
Prior Sale	Dec 17, 2013 · Amount on File
Deed Document Number	20213439730
Deed Book / Page	3533 / 3599
Last Transfer Date	Jan 12, 2024
Transfer Doc	0003667604
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Recording Date	Sep 8, 2026
Property Address	314 CALHOUN AVE, DESTIN, FL 32541-1570
Document Number	0003837480
Instrument Date	Aug 21, 2026
Instrument	20263837480
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3781 MISTY WAY, DESTIN, FL 32541-2119

Mortgage

Document Number	0003837480,
Date	Sep 8, 2026
Instrument	20263837480

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Recording Date	Aug 26, 2026
Property Address	314 CALHOUN AVE, DESTIN, FL 32541-1570
Document Number	0003835515
Instrument Date	Aug 21, 2026
Instrument	20263835515
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 CALHOUN AVE, DESTIN, FL 32541-1570

Mortgage

Document Number	0003835515,
Date	Aug 26, 2026
Instrument	20263835515

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Jan 24, 2024
Property Address	314 CALHOUN AVE, DESTIN, FL 32541-1570
Document Number	0003667604
Map Reference	MB 1 PG 117
Instrument Date	Jan 12, 2024
Instrument	3667604
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 BLUE MARLIN CT, DESTIN, FL 32541-5525

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	304 BLUE MARLIN CT, DESTIN, FL 32541-5525

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 22, 2021
Property Address	314 CALHOUN AVE, DESTIN, FL 32541-1570
Document Number	0035333599
Book / Page	3533 / 3599
Map Reference	MB 1 PG 117
Instrument Date	Mar 15, 2021
Instrument	3439730
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	MEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,709.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 PARK CIR SE, 6, FORT WALTON BEACH, FL 32548-5409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 62, DESTIN, FL 32540-0062

Mortgage

Document Number	0035333601
Date	Mar 22, 2021
Instrument	3533/3601

Lender

Name	SHERI ANDREWS
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	11 Months
Due	Feb 11, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 314 Calhoun Ave was $1,689.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,689.00	$142,677 Land $142,677	$142,677 Land $142,677
2023	$1,546.00 (+9.03%)	$129,459 (+1%) Land $129,459	$129,459 (+1%) Land $129,459
2022	$1,418.00	$117,690 Land $117,690	$117,690 Land $117,690

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 314 Calhoun Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	136 units insured incl. 60 condo units
Nearby Flood Claims	95 (1994–2020)
Claims Outside the SFHA	64 of 95
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 18 claims Hurricane Georges, Sep 1998 · 16 claims Hurricane Opal, Oct 1995 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Calhoun Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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