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235 Calhoun Ave, Destin, FL 32541 Property Records

Okaloosa County property record for 235 Calhoun Ave, Destin, FL 32541 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,081 sqft · built 1975
Lot Size0.311 acres (13,570 sqft)
Owner2 Individual Names on File
Last Sale$20,900 (Jan 1977)
Tax Bill$1,325 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-589-6640-9

Property Details

APN / Parcel Number

Primary APNC56-000-589-6640-9
Alternative APN
  • 00-2S-22-0630-0000-152A

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,081 sqft Heated Area
Gross Area2,517 sqft
1st Floor Area2,081 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area13,570 sqft (0.311 acres)
Lot Width90 ft Width

Exterior Amenities

PorchOpen Porch
Porch Area84 sqft
Patio Area352 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address235 CALHOUN AVE
CityDESTIN
StateFL
Zip32541-1505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDESTIN M/P BEG SE COR LOT 15 THC WLY 90FT THC NLY 150FT THC ELY 90 FT THC SLY 150FT TO POB
Legal Range22
Legal Township02S
Legal SubdivisionDESTIN MORENO POINT
Legal Lot Number15
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2003
Census Tract23306

Owner

Source: Okaloosa County records · APN C56-000-589-6640-9

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address235 CALHOUN AVE, DESTIN, FL 32541-1505
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 01, 1977 · Amount on Record
Deed SaleJan 01, 1977 · Amount on Record
Deed Document Number0000719408
Record UpdatedJun 08, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address235 CALHOUN AVE, DESTIN, FL 32541-1505
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033391091
DateFeb 28, 2018
Book Page3339/1091
Instrument3191319
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,325.00 (+6.77%) Homeowner's exemption$151,003 (+5.99%)$492,893 (+5.23%) Land $269,659 Building $223,234
2023$1,241.00 (+3.16%) Homeowner's exemption$142,473 (+3%)$468,375 (+8.22%) Land $244,677 Building $223,698
2022$1,203.00 Homeowner's exemption$138,323$432,809 Land $222,434 Building $210,375

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance CostPremium on Record
median of 76 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies136 units insured
60 under condo master policies
Nearby Flood Claims95 (1994–2020)
Claims Outside the SFHA64 of 95
Most Recent ClaimSep 2020, rainfall accumulation, Hurricane Sally
Claims By Storm
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Georges, Sep 1998 · 16 claims
  • Hurricane Opal, Oct 1995 · 45 claims

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 244 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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