Anne Arundel County property record for 314 Bright Light Ct, Edgewater, MD 21037
| Property Type | Townhouse |
|---|---|
| Details | 4.5 ba · 2,156 sqft · built 2018 |
| Lot Size | 0.05 acres (2,164 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $441,289 (Jan 2019) |
| Tax Bill | $5,977 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-129-90247182 |
| Primary APN | 02-129-90247182 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,156 sqft Living Area |
| Gross Area | 2,640 sqft |
| 1st Floor Area | 396 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,164 sqft (0.05 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 108 sqft |
| Balcony Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 12990247182 |
|---|---|
| Street Address | 314 BRIGHT LIGHT CT |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-1021 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R10 |
| Legal Description | LOT 45 THE COVE |
| Legal Subdivision | THE COVE |
| Legal Block | 4 |
| Legal Lot Number | 45 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 702402 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 314 BRIGHT LIGHT CT, EDGEWATER, MD 21037-1021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Dec 9, 2019 | Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Dec 28, 2018 | Grant Deed, Subdivision Related Transfer · VA Mortgage DHI MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2019 · Amount on Record |
| Deed Sale | Jan 8, 2019 · Amount on Record |
| Deed Book / Page | 32793 / 413 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 314 BRIGHT LIGHT CT, EDGEWATER, MD 21037-1021 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0362130440 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 36213/440 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 314 BRIGHT LIGHT CT, EDGEWATER, MD 21037-1021 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | POWERHOUSE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0339310352 |
|---|---|
| Date | Dec 9, 2019 |
| Book Page | 33931/352 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 28, 2018 |
| Property Address | 314 BRIGHT LIGHT CT, EDGEWATER, MD 21037-1021 |
| Document Number | 0327930413 |
| Book / Page | 032793 / 000413 |
| Instrument Date | Dec 28, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 22, 2019 |
| Title Company | RESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $441.29 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 314 BRIGHT LIGHT CT EDGEWATER MD 210371021, EDGEWATER, MD 21037-1021 |
| Document Number | 327930420 |
|---|---|
| Date | Dec 28, 2018 |
| Book Page | 032793/000420 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 27, 2048 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $528,400 (+14.42%) Land $190,000 Building $338,400 | $528,400 (+14.42%) Land $190,000 Building $338,400 | |
| 2025 | $5,977.00 (+18.54%) | ||
| 2023 | $5,042.00 | $461,800 Land $190,000 Building $271,800 | $461,800 Land $190,000 Building $271,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD CREEK serves 26,033 people · EPA ID MD0020004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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