Anne Arundel County property record for 312 Bright Light Ct, Edgewater, MD 21037
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,156 sqft · built 2018 |
| Lot Size | 0.041 acres (1,764 sqft) |
| Owner | Individual Name on File |
| Last Sale | $544,000 (Jan 2025) |
| Tax Bill | $5,625 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-129-90247183 |
| Primary APN | 02-129-90247183 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,156 sqft Living Area |
| Gross Area | 2,640 sqft |
| 1st Floor Area | 396 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,764 sqft (0.041 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 12990247183 |
|---|---|
| Street Address | 312 BRIGHT LIGHT CT |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-1021 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R10 |
| Legal Description | LOT 46 THE COVE |
| Legal Subdivision | THE COVE |
| Legal Block | 4 |
| Legal Lot Number | 46 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 702402 |
312 Bright Light Ct, a townhouse, is owned and occupied by an individual who bought it in January 2025.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 312 BRIGHT LIGHT CT, EDGEWATER, MD 21037-1021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK |
| Dec 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOWARD BANK |
| Dec 21, 2018 | Grant Deed, Subdivision Related Transfer · Conventional with PMI DHI MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2025 · Amount on File |
| Deed Sale | Jan 23, 2025 · Amount on File |
| Prior Sale | Jan 8, 2019 · Amount on File |
| Deed Book / Page | 41051 / 279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 312 BRIGHT LIGHT CT, EDGEWATER, MD 21037-1021 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | MID ATLANTIC SETMNT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0355840001 |
|---|---|
| Date | Nov 11, 2020 |
| Book Page | 35584/1 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 312 BRIGHT LIGHT CT, EDGEWATER, MD 21037-1021 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | MID ATLANTIC SETMNT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0339310138 |
|---|---|
| Date | Dec 9, 2019 |
| Book Page | 33931/138 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 21, 2018 |
| Property Address | 312 BRIGHT LIGHT CT, EDGEWATER, MD 21037-1021 |
| Document Number | 0327940046 |
| Book / Page | 032794 / 000046 |
| Instrument Date | Dec 21, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 22, 2019 |
| Title Company | RESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $382.99 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 312 BRIGHT LIGHT CT EDGEWATER MD 210371021, EDGEWATER, MD 21037-1021 |
| Document Number | 327940054 |
|---|---|
| Date | Dec 21, 2018 |
| Book Page | 032794/000054 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 20, 2048 |
The 2025 property tax bill for 312 Bright Light Ct was $5,625.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $493,800 Land $190,000 Building $303,800 | $493,800 Land $190,000 Building $303,800 | |
| 2025 | $5,625.00 | ||
| 2023 | $4,739.00 | $434,000 Land $190,000 Building $244,000 | $434,000 Land $190,000 Building $244,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 Bright Light Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 Bright Light Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD CREEK serves 26,033 people · EPA ID MD0020004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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