Fannin County property record for 314 Braz St, Bonham, TX 75418
| Property Type | Single Family Home |
|---|---|
| Details | 1,259 sqft · built 2024 |
| Lot Size | 0.248 acres (10,838 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $561 (2024) |
| Deeds & Mortgages | Sep 2024 Construction Loan Apr 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9645-005-072A-05 |
| Primary APN | 9645-005-072A-05 |
|---|---|
| Alternative APN |
|
| Building Area | 1,259 sqft Living Area |
|---|
| Year Built | Built 2024 |
|---|---|
| Lot Area | 10,838 sqft (0.248 acres) |
| Account Number | 9645-005-072A-05 |
|---|---|
| Street Address | 314 BRAZ ST |
| City | BONHAM |
| State | TX |
| Zip | 75418-4838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REICH ADDN, BLOCK 5, LOT 7 |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | BONHAM |
| Census Block Group | 1 |
| Census Block | 1079 |
| Census Tract | 950600 |
Source: Fannin County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 314 BRAZ ST, BONHAM, TX 75418-4838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2024 | Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO |
| Apr 30, 2025 | Vendor's Lien, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2025 |
| Deed Sale | Apr 30, 2025 |
| Deed Document Number | 2025002487 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN TX |
| Property Address | 314 BRAZ ST, BONHAM, TX 75418-4838 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7924 KODAK DR, PLANO, TX 75025-2937 |
| Investor | Possibly a Property Investor |
| Document Number | 2024005905 |
|---|---|
| Date | Sep 10, 2024 |
| Instrument | 2024005905 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SHERMAN, TX 75090 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FANNIN TX |
| Recording Date | Apr 30, 2025 |
| Property Address | 314 BRAZ ST, BONHAM, TX 75418-4838 |
| Document Number | 2025002487 |
| Map Reference | VOL 99 PG 22 |
| Instrument Date | Apr 29, 2025 |
| Instrument | 2025002487 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Title Company | TRI CITY TITLE, TRINITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7924 KODAK DR, PLANO, TX 75025-2937 |
| Name | Verified Name |
|---|---|
| Address | 314 BRAZ ST, BONHAM, TX 75418-4838 |
| Document Number | 2025002488 |
|---|---|
| Date | Apr 30, 2025 |
| Instrument | 2025002488 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
Source: Fannin County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bonham City |
| County | Fannin County |
| Unified School District | Bonham Independent School District (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1982) |
| Most Recent Claim | May 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BONHAM serves 10,746 people · EPA ID TX0740001 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD - BONHAM WTP |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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