314 Blue Point Dr, Ruskin, FL 33570 Property Records

Hillsborough County property record for 314 Blue Point Dr, Ruskin, FL 33570

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,505 sqft · built 2018
Lot Size	0.138 acres (6,007 sqft)
Owner	Individual Name on Record
Last Sale	$224,990 (Nov 2018)
Tax Bill	$3,957 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`055639-0802`

Property Details

APN / Parcel Number

Primary APN	`055639-0802`
Alternative APN	`U053219B0F000000000060`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,505 sqft Living Area
Gross Area	2,981 sqft
1st Floor Area	1,032 sqft
Upper Floors Area	1,473 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,007 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	441 sqft
Porch	Open Porch
Porch Area	35 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0556390802
Street Address	314 BLUE POINT DR
City	RUSKIN
State	FL
Zip	33570-7638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMC-12
Legal Description	SHELL POINT ROAD SUBDIVISION LOT 6
Legal Range	19E
Legal Township	32S
Legal Section	05
Legal Subdivision	SHELL POINT ROAD SUBDIVISION
Legal Lot Number	6
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1030
Census Tract	14122

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 BLUE POINT DR, RUSKIN, FL 33570-7638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2018 · Amount on Record
Deed Sale	Nov 3, 2018 · Amount on Record
Deed Document Number	2018447213
Deed Book / Page	26185 / 32
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	314 BLUE POINT DR, RUSKIN, FL 33570-7638
Transaction Type	Mortgage
Record Updated	Apr 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 BLUE POINT DR, RUSKIN, FL 33570-7638

Mortgage

Document Number	0000126406
Date	Mar 24, 2023
Instrument	2023126406

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	168 Months
Due	Mar 23, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,005 (+2.7%)	$287,267 (-5.13%) Land $69,771 Building $217,496
2025	$3,957.00 (+15.74%) Homeowner's exemption Veteran's exemption	$217,142 (+8.95%)	$302,795 (+1.79%) Land $81,905 Building $220,890
2023	$3,419.00 (+2.49%) Homeowner's exemption Veteran's exemption	$199,308 (+3%)	$297,464 (+9.45%) Land $78,872 Building $218,592
2022	$3,336.00 Homeowner's exemption	$193,503	$271,777 Land $54,604 Building $217,173

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 239 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	239 in force
Nearby Flood Claims	11 (1982–2024)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20