314 Baldwin Dr, Oxford, MS 38655 Property Records

Lafayette County property record for 314 Baldwin Dr, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,737 sqft · built 2024
Lot Size	0.094 acres (4,095 sqft)
Owner	Individual Name on File
Tax Bill	$10,030 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2023 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`135F-16-101.00`

Property Details

APN / Parcel Number

Primary APN	`135F-16-101.00`
Alternative APN	`42154`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,737 sqft Living Area
1st Floor Area	1,183 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	4,095 sqft (0.094 acres)
Lot Dimensions	45.3 ft deep x 90.4 ft wide

Location & Zoning

Account Number	42154
Street Address	314 BALDWIN DR
City	OXFORD
State	MS
Zip	38655-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 74 THE LAMAR PHASE 4B
Legal Range	03W
Legal Township	08S
Legal Section	16
Legal Subdivision	LAMAR SUBDIVISION PHASE 4B
Legal Phase	4B
Legal Lot Number	74
Jurisdiction	LAFAYETTE MS
Township / Civil Division	2
Census Block Group	1
Census Block	1000
Census Tract	950201

Owner

314 Baldwin Dr, a single family home, is owned by an individual.

Source: Lafayette County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3136 BRYN MAWR DR, DALLAS, TX 75225-7723
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 7, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST SECURITY BANK
Jul 1, 2024	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 13, 2024	Warranty Deed, Subdivision Related Transfer · Commercial Mortgage STATE BANK OF DE KALB

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	314 BALDWIN DR, OXFORD, MS 38655-1809
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3136 BRYN MAWR DR, DALLAS, TX 75225-7723

Mortgage

Document Number	0202600406
Date	Jan 15, 2026
Instrument	2026-00406

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Max Rate	10.5%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	314 BALDWIN DR, OXFORD, MS 38655-1809
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202307042
Date	Sep 7, 2023
Instrument	2023-07042

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	38806

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	8 Months
Due	May 5, 2024

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Jul 1, 2024
Property Address	314 BALDWIN DR, OXFORD, MS 38655-1809
Document Number	0020245391
Map Reference	CAB C SL 90
Instrument Date	Jun 28, 2024
Instrument	2024-5391
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9170 FM 1397, TEXARKANA, TX 75503-6715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3136 BRYN MAWR DR, DALLAS, TX 75225-7723

Mortgage

Document Number	0020245393
Date	Jul 1, 2024
Instrument	2024-5393

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.62%
Max Rate At Change	11.6%
Index	SOFR Average 30-Day
Max Rate	11.6%

May 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	May 13, 2024
Property Address	314 BALDWIN DR, OXFORD, MS 38655-1809
Document Number	0020243649
Map Reference	CAB C SL 90
Instrument Date	May 8, 2024
Instrument	2024-3649
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 HIGHWAY 328, OXFORD, MS 38655-9612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9170 FM 1397, TEXARKANA, TX 75503-6715

Mortgage

Document Number	0020243650
Date	May 13, 2024
Instrument	2024-3650

Lender

Name	STATE BANK OF DE KALB
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 8, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 314 Baldwin Dr was $10,030.

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,030.00	$77,094	$513,960 Land $120,000 Building $393,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Baldwin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Baldwin Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 55% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OXFORD serves 28,500 people · EPA ID MS0360011
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000

May also be available: T-Mobile.

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