314 Alexander Rd, Commerce, GA 30530 Property Records

Banks County property record for 314 Alexander Rd, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,668 sqft · built 1998
Lot Size	3.43 acres (149,411 sqft)
Owner	2 Individual Names on Record
Last Sale	$99,000 (Sep 2004)
Tax Bill	$2,460 (2025)
Deeds & Mortgages	Jul 2025 Second Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B85E067`

Property Details

APN / Parcel Number

Primary APN	`B85E067`
Alternative APN	`1982`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,668 sqft Heated Area
1st Floor Area	1,668 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	149,411 sqft (3.43 acres)

Exterior Amenities

Pool Area	500 sqft
Pool House	80 sqft
Porch	Open Porch
Porch Area	108 sqft
Deck Area	21 sqft
Patio Area	21 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1982
Street Address	314 ALEXANDER RD
City	COMMERCE
State	GA
Zip	30530-7020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	LOT 11 GMD 207 PB 10-65
Legal Subdivision	JAMES M PAUL SURV
Legal Lot Number	11
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1005
Census Tract	970400

Owner

Source: Banks County records, as of November 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 ALEXANDER RD, COMMERCE, GA 30530-7020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE
Nov 1, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2004 · Amount on Record
Deed Sale	Sep 1, 2004 · Amount on Record
Deed Document Number	0000244189
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	314 ALEXANDER RD, COMMERCE, GA 30530-7020
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 ALEXANDER RD, COMMERCE, GA 30530-7020

Mortgage

Document Number	0000000580/0000000827
Date	Jul 7, 2025
Book Page	0000000580/0000000827

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2045

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	314 ALEXANDER RD, COMMERCE, GA 30530-7020
Transaction Type	Mortgage
Record Updated	Nov 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 ALEXANDER RD, COMMERCE, GA 30530-7020

Mortgage

Document Number	0000000515/0000000268
Date	Nov 1, 2021
Book Page	0000000515/0000000268

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,460.00 (-3.38%) Homeowner's exemption	$137,513 (+4.79%) Land $27,742 Building $109,771	$343,782 (+4.79%) Land $69,355 Building $274,427
2024	$2,546.00 (+36.66%) Homeowner's exemption	$131,225 (+17.65%) Land $25,220 Building $106,005	$328,061 (+17.65%) Land $63,049 Building $265,012
2023	$1,863.00 (+7.69%) Homeowner's exemption	$111,540 (+32.21%) Land $22,740 Building $88,800	$278,849 (+32.21%) Land $56,850 Building $221,999
2022	$1,730.00 Homeowner's exemption	$84,367 Land $17,809 Building $66,558	$210,918 Land $44,523 Building $166,395

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

May also be available: T-Mobile, TruVista Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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