218 Alexander Rd, Commerce, GA 30530 Property Records

Banks County property record for 218 Alexander Rd, Commerce, GA 30530

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,680 sqft · built 2022
Lot Size	3.47 acres (151,153 sqft)
Owner	2 Individual Names on File
Last Sale	$4,494 (Oct 2018)
Tax Bill	$1,862 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B85E063`

Property Details

APN / Parcel Number

Primary APN	`B85E063`
Alternative APN	`6332`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Heated Area
1st Floor Area	1,680 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	151,153 sqft (3.47 acres)

Exterior Amenities

Deck Area	16 sqft
Patio Area	64 sqft
Shed	1 Shed
Shed Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	6332
Street Address	218 ALEXANDER RD
City	COMMERCE
State	GA
Zip	30530-7001
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	ARR
Legal Description	LT7 PB10-65
Legal Subdivision	00101-TEFEL
Legal Lot Number	7
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1005
Census Tract	970400

Owner

218 Alexander Rd, a mobile home, is owned and occupied by two individuals who acquired it in July 2022.

Source: Banks County records, as of November 14, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	218 ALEXANDER RD, COMMERCE, GA 30530-7001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2018	Deed of Trust, Mortgage · Line of Credit WINSLOW H VERDERY JR
Jul 8, 2022	Warranty Deed, Transfer · Conventional Mortgage 21ST CENTURY MORTGAGE
Oct 18, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2018 · Amount on File
Deed Sale	Oct 18, 2018 · Amount on File
Deed Document Number	2018755
Deed Book / Page	457 / 253
Last Transfer Date	Jul 8, 2022
Transfer Doc	000532/143
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	218 ALEXANDER RD, COMMERCE, GA 30530-7001
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 ALEXANDER RD, COMMERCE, GA 30530-7001

Mortgage

Document Number	0000000460/0000000117
Date	Dec 17, 2018
Book Page	0000000460/0000000117

Lender

Name	WINSLOW H VERDERY JR

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2019

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Jul 8, 2022
Property Address	218 ALEXANDER RD, COMMERCE, GA 30530-7001
Document Number	000532/143
Book / Page	532 / 143
Instrument Date	Jul 8, 2022
Instrument	2022-000623
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 ALEXANDER RD, COMMERCE, GA 30530-7001

Mortgage

Document Number	0000532144
Date	Jul 8, 2022
Instrument	532/144

Lender

Name	21ST CENTURY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	294 Months
Due	Jan 1, 2047

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Oct 18, 2018
Property Address	218 ALEXANDER RD, COMMERCE, GA 30530-7001
Document Number	000457/253
Book / Page	457 / 253
Instrument Date	Oct 18, 2018
Instrument	2018-000755
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 ALEXANDER RD, COMMERCE, GA 30530-7001

Tax Assessment & Valuation

The 2025 property tax bill for 218 Alexander Rd was $1,862.

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,862.00	$97,537 Land $28,031 Building $69,506	$243,842 Land $70,077 Building $173,765
2023	$1,753.00 (+363.76%)	$83,429 Land $22,976 Building $60,453	$208,572 Land $57,440 Building $151,132
2022	$378.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 Alexander Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 Alexander Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Cable in parts of the area	200 / 20

May also be available: T-Mobile, TruVista Communications, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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