Oakland County property record for 314 Adams Ct, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 987 sqft · built 1925 |
| Lot Size | 0.076 acres (3,311 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Jun 2025) |
| Tax Bill | $5,407 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-34-403-009 |
| Primary APN | 24-25-34-403-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 987 sqft Living Area |
| 1st Floor Area | 489 sqft |
| Basement Area | 489 sqft |
| Unfinished Basement | 489 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,311 sqft (0.076 acres) |
| Lot Dimensions | 82 ft deep x 40 ft wide |
| Garage Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 134 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 314 ADAMS CT |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-3222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 34 JOSEPH SOWINSKI'S FERNDALE HTS SUB LOT 15 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 34 |
| Legal Subdivision | JOSEPH SOWINSKI'S FERNDALE HTS SUB |
| Legal Lot Number | 15 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 173400 |
Source: Oakland County records · APN 24-25-34-403-009
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19486 MAYFIELD AVE, 101, LIVONIA, MI 48152-1390 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROSS MORTGAGE |
| Mar 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC |
| Oct 04, 2022 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 05, 2025 · Amount on Record |
| Deed Sale | Jun 05, 2025 · Amount on Record |
| Prior Sale | Mar 22, 2023 · Amount on Record |
| Deed Document Number | 202568498 |
| Deed Book / Page | 60261 / 187 |
| Prior Transfer Date | Sep 24, 2015 |
| Prior Transfer Doc | 0000215265 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 13, 2026 |
| Property Address | 314 ADAMS CT, FERNDALE, MI 48220-3222 |
| Document Number | 20260049416 |
| Book / Page | 61104 / 150 |
| Instrument Date | Apr 02, 2026 |
| Instrument | 202649416 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 314 ADAMS CT, FERNDALE, MI 48220-3222 |
| Document Number | 0000049416, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 61104/150 |
| Instrument | 202649416 |
| Name | ROSS MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | May 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 22, 2023 |
| Property Address | 314 ADAMS CT, FERNDALE, MI 48220-3222 |
| Document Number | 0000027669 |
| Book / Page | 58492 / 207 |
| Map Reference | LB 33 PG 1 |
| Instrument Date | Mar 13, 2023 |
| Instrument | 27669 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 47505 VAN DYKE AVE, SHELBY TOWNSHIP, MI 48317-3375 |
| Name | Verified Name |
|---|---|
| Address | 314 ADAMS CT, FERNDALE, MI 48220-3222 |
| Document Number | 0058492209 |
|---|---|
| Date | Mar 22, 2023 |
| Instrument | 58492/209 |
| Name | STAUNTON FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 04, 2022 |
| Property Address | 314 ADAMS CT, FERNDALE, MI 48220-3222 |
| Document Number | 0000453249 |
| Book / Page | 58162 / 818 |
| Map Reference | LB 33 PG 1 |
| Instrument Date | Sep 12, 2022 |
| Instrument | 453249 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2250 WARRINGTON RD, 2250, ROCHESTER HILLS, MI 48307-3772 |
| Name | Verified Name |
|---|---|
| Address | 47505 VAN DYKE AVE, SHELBY TOWNSHIP, MI 48317-3375 |
| Investor | Possibly a Property Investor |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,407.00 (-7.02%) Homeowner's exemption | $110,120 (+37.72%) | $220,240 (+37.72%) |
| 2024 | $5,815.00 (+211.13%) | ||
| 2023 | $79,960 | $159,920 | |
| 2021 | $1,869.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 728 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FERNDALE serves 22,105 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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