304 Adams Ct, Ferndale, MI 48220 Property Records

Oakland County property record for 304 Adams Ct, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,000 sqft · built 1951
Lot Size0.101 acres (4,400 sqft)
Owner2 Individual Names on Record
Last Sale$198,000 (Jul 2020)
Tax Bill$5,304 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-25-34-403-010

Property Details

APN / Parcel Number

Primary APN24-25-34-403-010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,000 sqft Living Area
1st Floor Area785 sqft
Basement Area785 sqft
Unfinished Basement785 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,400 sqft (0.101 acres)
Lot Dimensions82 ft deep x 53 ft wide
PorchSlab
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address304 ADAMS CT
CityFERNDALE
StateMI
Zip48220-3222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 34 JOSEPH SOWINSKI'S FERNDALE HTS SUB W 13 FT OF LOT 13 & ALL OF LOT 14
Legal Range11E
Legal Township01N
Legal Section34
Legal SubdivisionJOSEPH SOWINSKI'S FERNDALE HTS SUB
Legal Lot Number13-14
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group3
Census Block3001
Census Tract173400

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address304 ADAMS CT, FERNDALE, MI 48220-3222
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2020 · Amount on Record
Deed SaleJul 21, 2020 · Amount on Record
Prior SaleJun 17, 2015 · Amount on Record
Deed Document Number2020142310
Deed Book / Page54536 / 661
Record UpdatedSep 20, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 21, 2020
Property Address304 ADAMS CT, FERNDALE, MI 48220-3222
Document Number0000142310
Book / Page054536 / 000661
Instrument DateJul 16, 2020
Instrument142310
Transaction TypeTransfer
Record UpdatedAug 27, 2020
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,703.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2105 GLENCOE HILLS DR #7 ANN ARBOR MI 481081030, 7, ANN ARBOR, MI 48108-1030

Mortgage

Document Number153003
DateJul 21, 2020
Book Page054603/000610
Instrument153003
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 20, 2035

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,304.00 (-2.95%) Homeowner's exemption$115,920 (+8.9%)$231,840 (+8.9%)
2024$5,465.00 (+5.83%)
2023$106,450$212,900
2021$5,164.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 728 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

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