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314 8th St E, Horace, ND 58047 Property Records

Cass County property record for 314 8th St E, Horace, ND 58047 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,428 sqft · built 2020
Lot Size0.167 acres (7,279 sqft)
OwnerIndividual Name on File
Last Sale$281,510 (Aug 2020)
Tax Bill$6,525 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Aug 2020 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN15-2950-00730-000

Property Details

APN / Parcel Number

Primary APN15-2950-00730-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,428 sqft Living Area
Basement Area1,200 sqft
Finished Basement1,200 sqft
Unfinished Basement1,200 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,279 sqft (0.167 acres)
Garage TypeAttached
Garage Area456 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address314 8TH ST E
CityHORACE
StateND
Zip58047-5509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 2 BLOCK: 5 ADDITION: TERRA GARDENS ADDITION ADDITIONAL: TERRA GARDENS ADDITION LT 2 BLK 5 **9-20-18 REPLAT OF
Legal SubdivisionTERRA GARDENS ADDITION
Legal Block5
Legal Lot Number2
JurisdictionCASS ND
Township / Civil DivisionHORACE
Census Block Group2
Census Block2014
Census Tract40503

Owner

Source: Cass County records · APN 15-2950-00730-000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address314 8TH ST E, HORACE, ND 58047-5509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
BELL BANK
Aug 13, 2020Deed of Trust, Mortgage
BELL BK
Jun 18, 2020Deed of Trust, Construction Loan · Construction Mortgage
BLACKRIDGEBANK
Apr 23, 2020Quit Claim Deed, Transfer
FM TITLE
Apr 23, 2020Warranty Deed, Transfer
FM TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 14, 2020 · Amount on Record
Deed SaleAug 14, 2020 · Amount on Record
Prior SaleApr 23, 2020 · Amount on Record
Deed Document Number20201601486
Record UpdatedJun 08, 2026

August 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateAug 14, 2020
Property Address314 8TH ST E, HORACE, ND 58047-5509
Document Number0001601486
Instrument DateAug 13, 2020
Instrument1601486
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 24, 2022
Title CompanyFM TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 8TH ST E, HORACE, ND 58047-5509

Mortgage

Document Number0001601487
DateAug 14, 2020
Instrument1601487
Lender
NameBELL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address314 8TH ST E, HORACE, ND 58047-5509
Document Number0001601487
Instrument DateAug 13, 2020
Transaction TypeMortgage
Record UpdatedAug 26, 2020
Title CompanyFM TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 8TH ST E HORACE ND 580475509, HORACE, ND 58047-5509

Mortgage

Document Number0001601487
DateAug 14, 2020
Instrument1601487
Lender
NameBELL BK
AddressFARGO, ND 58103
Agreement
AmountAmount Recorded
Term360 Months
DueAug 13, 2050

June 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionCASS ND
Recording DateJun 18, 2020
Property Address314 8TH ST E, HORACE, ND 58047-5509
Document Number0001594532
Instrument DateJun 17, 2020
Instrument1594532
Transaction TypeConstruction Loan
Record UpdatedJul 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3280 VETERANS BLVD S #120 FARGO ND 581043348, 120, FARGO, ND 58104-3348
InvestorPossibly a Property Investor

Mortgage

Document Number0001594532
DateJun 18, 2020
Instrument1594532
Lender
NameBLACKRIDGEBANK
TypeBank
AddressWEST FARGO, ND 58078
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 17, 2021

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCASS ND
Recording DateApr 23, 2020
Property Address314 8TH ST E, HORACE, ND 58047-5509
Document Number0001588227
Instrument DateApr 20, 2020
Instrument1588227
Transaction TypeTransfer
Record UpdatedMay 15, 2020
Title CompanyFM TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address614 MAIN AVE #220 FARGO ND 581031985, 220, FARGO, ND 58103-1985

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateApr 23, 2020
Property Address314 8TH ST E, HORACE, ND 58047-5509
Document Number0001588228
Instrument DateApr 20, 2020
Instrument1588228
Transaction TypeTransfer
Record UpdatedMay 15, 2020
Title CompanyFM TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4650 38TH AVE S #140 FARGO ND 581048544, 140, FARGO, ND 58104-8544

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Dakota
CountyCass County
MunicipalityHorace City
Unified School DistrictWest Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,525.00 (-15.69%)$192,950 (+6.19%) Land $26,000 Building $166,950$385,900 (+6.19%) Land $52,000 Building $333,900
2023$7,739.00$181,700 Land $26,000 Building $155,700$363,400 Land $52,000 Building $311,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (38017C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 380170405032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 28 individual NFIP policies nearby
Nearby Flood Policies28 in force
24 of 28 on primary residences

Wildfire

Wildfire RiskLow
above 7% of the US · above 19% of North Dakota
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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