308 8th St E, Horace, ND 58047 Property Records

Cass County property record for 308 8th St E, Horace, ND 58047 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,404 sqft · built 2020
Lot Size	0.199 acres (8,679 sqft)
Owner	Individual Name on File
Last Sale	$328,777 (Sep 2020)
Tax Bill	$7,630 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jun 2020 Construction Loan + 2 more
Flood Zone	Zone X (moderate risk)
APN	`15-2950-00740-000`

Property Details

APN / Parcel Number

Primary APN	`15-2950-00740-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Basement Area	1,250 sqft
Finished Basement	1,250 sqft
Unfinished Basement	1,250 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,679 sqft (0.199 acres)
Garage Type	Attached
Garage Area	740 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	308 8TH ST E
City	HORACE
State	ND
Zip	58047-5509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 3 BLOCK: 5 ADDITION: TERRA GARDENS ADDITION ADDITIONAL: TERRA GARDENS ADDITION LT 3 BLK 5 **9-20-18 REPLAT OF
Legal Subdivision	TERRA GARDENS ADDITION
Legal Block	5
Legal Lot Number	3
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	2
Census Block	2014
Census Tract	40503

Owner

Source: Cass County records · APN 15-2950-00740-000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	308 8TH ST E, HORACE, ND 58047-5509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Sep 09, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CHOICE FINANCIAL GROUP
Jun 18, 2020	Deed of Trust, Construction Loan · Construction Mortgage BLACKRIDGEBANK
May 18, 2020	Quit Claim Deed, Transfer FM TITLE
May 18, 2020	Deed of Trust, Construction Loan · Line of Credit CENTRAL MN CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 09, 2020 · Amount on Record
Deed Sale	Sep 09, 2020 · Amount on Record
Prior Sale	Oct 07, 2019 · Amount on Record
Deed Document Number	20201604381
Record Updated	Jun 08, 2026

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Sep 09, 2020
Property Address	308 8TH ST E, HORACE, ND 58047-5509
Document Number	0001604381
Instrument Date	Sep 04, 2020
Instrument	1604381
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2022
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	308 8TH ST E, HORACE, ND 58047-5509

Mortgage

Document Number	0001604382
Date	Sep 09, 2020
Instrument	1604382

Lender

Name	CHOICE FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CASS ND
Recording Date	Jun 18, 2020
Property Address	308 8TH ST E, HORACE, ND 58047-5509
Document Number	0001594531
Instrument Date	Jun 17, 2020
Instrument	1594531
Transaction Type	Construction Loan
Record Updated	Jul 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3280 VETERANS BLVD S #120 FARGO ND 581043348, 120, FARGO, ND 58104-3348
Investor	Possibly a Property Investor

Mortgage

Document Number	0001594531
Date	Jun 18, 2020
Instrument	1594531

Lender

Name	BLACKRIDGEBANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 17, 2021

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS ND
Recording Date	May 18, 2020
Property Address	308 8TH ST E, HORACE, ND 58047-5509
Document Number	0001590811
Instrument Date	May 15, 2020
Instrument	1590811
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	FM TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	614 MAIN AVE #220 FARGO ND 581031985, 220, FARGO, ND 58103-1985

May 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CASS ND
Recording Date	May 18, 2020
Property Address	308 8TH ST E, HORACE, ND 58047-5509
Document Number	0001590813
Instrument Date	May 15, 2020
Instrument	1590813
Transaction Type	Construction Loan
Record Updated	Nov 17, 2020
Title Company	FM TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	TERRA GDNS HORACE ND 58047, HORACE, ND 58047
Investor	Possibly a Property Investor

Mortgage

Document Number	0001590813
Date	May 18, 2020
Instrument	1590813

Lender

Name	CENTRAL MN CU
Address	MELROSE, MN 56352

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 17, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,630.00 (-12.73%)	$223,500 (+6.84%) Land $31,000 Building $192,500	$447,000 (+6.84%) Land $62,000 Building $385,000
2023	$8,743.00	$209,200 Land $31,000 Building $178,200	$418,400 Land $62,000 Building $356,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (38017C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 380170405032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 28 individual NFIP policies nearby
Nearby Flood Policies	28 in force

Wildfire

Wildfire Risk	Low above 7% of the US · above 19% of North Dakota
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Dickey Rural Telephone Cooperative	Fiber	2,500 / 2,500
Midcontinent Communications	Cable	2,000 / 1,000
Cable One	Fiber	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Midcontinent Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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