Albany County and Watervliet City property record for 314 7th St, Watervliet, NY 12189
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 1,932 sqft · built 1880 |
| Lot Size | 0.091 acres (4,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $50,000 (Mar 2020) |
| Tax Bill | $4,162 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 011800 44.42-4-43 |
| Primary APN | 011800 44.42-4-43 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,932 sqft Total Area |
| 1st Floor Area | 966 sqft |
| 2nd Floor Area | 966 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,000 sqft (0.091 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Porch | Porch |
| Porch Area | 44 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04404200040430000000 |
|---|---|
| Street Address | 314 7TH ST |
| City | WATERVLIET |
| State | NY |
| Zip | 12189-3622 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3 |
| Legal Block | 4 |
| Legal Lot Number | 43.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WATERVLIET |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 13400 |
314 7th St, a duplex, is owned by a company that acquired it in November 2021 and is owner-occupied.
Source: Albany County and Watervliet City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 314 7TH ST, WATERVLIET, NY 12189-3622 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2020 · Amount on File |
| Deed Sale | Mar 12, 2020 · Amount on File |
| Deed Document Number | 20205788 |
| Last Transfer Date | Nov 27, 2021 |
| Transfer Doc | 0000036185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 314 7TH ST, WATERVLIET, NY 12189-3622 |
| Document Number | 0000012341 |
| Instrument Date | Jun 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 314 7TH ST WATERVLIET NY 121893622, WATERVLIET, NY 12189-3622 |
| Document Number | 0000012341 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 12341 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2050 |
The 2026 property tax bill for 314 7th St was $4,162 with exemptions applied.
Source: Albany County and Watervliet City assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Watervliet City |
| Unified School District | Watervliet City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,162.00 Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $115,500 Land $28,100 Building $87,400 | $196,362 Land $47,773 Building $148,589 | |
| 2023 | $115,500 Land $28,100 Building $87,400 | $166,187 Land $40,432 Building $125,755 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 314 7th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 314 7th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERVLIET CITY serves 9,889 people · EPA ID NY0110127 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jan 2023 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: T-Mobile.
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