Albany County and Watervliet City property record for 312 7th St, Watervliet, NY 12189
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,304 sqft · built 1880 |
| Lot Size | 0.068 acres (3,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $148,000 (Apr 2023) |
| Tax Bill | $5,245 (2026) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 011800 44.42-4-44 |
| Primary APN | 011800 44.42-4-44 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,304 sqft Total Area |
| 1st Floor Area | 1,152 sqft |
| 2nd Floor Area | 1,152 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,000 sqft (0.068 acres) |
| Lot Dimensions | 100 ft deep x 30 ft wide |
| Porch | Slab |
| Porch Area | 576 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04404200040440000000 |
|---|---|
| Street Address | 312 7TH ST |
| City | WATERVLIET |
| State | NY |
| Zip | 12189-3622 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3 |
| Legal Subdivision | WATERVLIET |
| Legal Block | 4 |
| Legal Lot Number | 44.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WATERVLIET |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 13400 |
312 7th St, a duplex, is owned by an individual who bought it in April 2023.
Source: Albany County and Watervliet City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 FIELDCREST DR, EAST GREENBUSH, NY 12061-3404 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2023 · Amount on File |
| Deed Sale | Apr 12, 2023 · Amount on File |
| Deed Document Number | 20236613 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Apr 12, 2023 |
| Property Address | 312 7TH ST, WATERVLIET, NY 12189-3622 |
| Document Number | 0000000613 |
| Instrument Date | Apr 7, 2023 |
| Instrument | R2023-6613 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $592.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 41 LILLY LN, AVERILL PARK, NY 12018-4548 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4 SUSAN LN, ALBANY, NY 12205-1912 |
| Document Number | 0000000614 |
|---|---|
| Date | Apr 12, 2023 |
| Instrument | R2023-6614 |
| Name | A&D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
The 2026 property tax bill for 312 7th St was $5,245, up 5.3% from the year before.
Source: Albany County and Watervliet City assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Watervliet City |
| Unified School District | Watervliet City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,245.00 (+5.3%) | ||
| 2025 | $4,981.00 | $134,000 Land $25,100 Building $108,900 | $227,814 Land $42,673 Building $185,141 |
| 2023 | $134,000 (-) Land $25,100 Building $108,900 | $192,806 (+15.11%) Land $36,115 Building $156,691 | |
| 2022 | $134,000 Land $25,100 Building $108,900 | $167,500 Land $31,375 Building $136,125 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 7th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 312 7th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERVLIET CITY serves 9,889 people · EPA ID NY0110127 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jan 2023 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: T-Mobile.
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