Carroll County property record for 304 5th St, Carrollton, KY 41008
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 4,538 sqft · built 1900 |
| Lot Size | 0.434 acres (18,900 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $202,000 (Feb 2025) |
| Tax Bill | $2,103 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Nov 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C1-26-12 |
| Primary APN | C1-26-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 14 Rooms |
| Stories | 1 Story |
| Building Area | 4,538 sqft Living Area |
| Basement Area | 1,889 sqft |
| Unfinished Basement | 1,889 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Foundation Type | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,900 sqft (0.434 acres) |
| Lot Dimensions | 210 ft deep x 90 ft wide |
| Driveway | Concrete Driveway |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 123551 |
|---|---|
| Street Address | 304 5TH ST |
| City | CARROLLTON |
| State | KY |
| Zip | 41008-1124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT |
| Legal Subdivision | CHILLI GAUNTS |
| Jurisdiction | CARROLL KY |
| Township / Civil Division | CARROLLTON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 950200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Carrollton Historic District listed 1982 · 334 contributing resources · NRIS 82001553 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 304 5TH ST, CARROLLTON, KY 41008-1124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 8, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2025 · Amount on Record |
| Deed Sale | Feb 7, 2025 · Amount on Record |
| Deed Document Number | 20252212211 |
| Deed Book / Page | 233 / 683 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL KY |
| Recording Date | Apr 28, 2026 |
| Property Address | 304 5TH ST, CARROLLTON, KY 41008-1124 |
| Document Number | 0002234064 |
| Book / Page | 302 / 553 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20262234064 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 304 5TH ST, CARROLLTON, KY 41008-1124 |
| Document Number | 0002234064, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 302/553 |
| Instrument | 20262234064 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | CARROLL KY |
| Recording Date | Nov 8, 2023 |
| Property Address | 304 5TH ST, CARROLLTON, KY 41008-1124 |
| Document Number | 00D229/322 |
| Book / Page | D229 / 322 |
| Instrument Date | Jul 24, 2023 |
| Instrument | 2207018 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28581 WINTERGREEN, FARMINGTON HILLS, MI 48331-3005 |
Source: Carroll County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carroll County |
| Municipality | Carrollton City |
| Unified School District | Carroll County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,103.00 (-0.33%) | $209,000 (-) Land $12,000 Building $197,000 | $209,000 (-) Land $12,000 Building $197,000 |
| 2025 | $2,110.00 (+234.92%) | $209,000 (-) Land $12,000 Building $197,000 | $209,000 (-) Land $12,000 Building $197,000 |
| 2023 | $630.00 | $209,000 Land $12,000 Building $197,000 | $209,000 Land $12,000 Building $197,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 10 (1978–2025) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARROLLTON UTILITIES serves 6,851 people · EPA ID KY0210067 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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