Benton County property record for 314 2nd Ave NE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.174 acres (7,582 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $13,939 (Jan 2022) |
| Tax Bill | $2,532 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Nov 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.00764.00 |
| Primary APN | 17.00764.00 |
|---|
| Lot Area | 7,582 sqft (0.174 acres) |
|---|
| Street Address | 314 2ND AVE NE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-0300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-005 BLOCK-007 |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 35 |
| Legal Subdivision | ST CLOUD PARK |
| Legal Block | 7 |
| Legal Lot Number | 5 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4032 |
| Census Tract | 21201 |
Source: Benton County records · APN 17.00764.00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 314 2ND AVE NE, SAINT CLOUD, MN 56304-0300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2022 | Warranty Deed, Transfer · Commercial Mortgage FREEDOM MORTGAGE CORP |
| Nov 27, 2019 | Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Nov 27, 2019 | Warranty Deed, Transfer EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 26, 2022 · Amount on Record |
| Deed Sale | Jan 26, 2022 · Amount on Record |
| Prior Sale | Jan 24, 2022 · Amount on Record |
| Deed Document Number | 2022458408 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Jan 26, 2022 |
| Property Address | 314 2ND AVE NE, SAINT CLOUD, MN 56304-0300 |
| Document Number | 0000458408 |
| Instrument Date | Jan 24, 2022 |
| Instrument | 458408 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 314 2ND AVE NE, SAINT CLOUD, MN 56304-0300 |
| Document Number | 0000458409 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 458409 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Nov 27, 2019 |
| Property Address | 314 2ND AVE NE, SAINT CLOUD, MN 56304-0300 |
| Document Number | 0000439865 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 439865 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $517.28 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 314 1ND AVENUE NE, SAINT CLOUD, MN 56304 |
| Document Number | 0000439866 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 439866 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Nov 27, 2019 |
| Property Address | 314 2ND AVE NE, SAINT CLOUD, MN 56304-0300 |
| Document Number | 0000439864 |
| Instrument Date | Nov 05, 2019 |
| Instrument | 439864 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $379.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 2ND AVE NE, SAINT CLOUD, MN 56304-0300 |
Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,532.00 (+20.46%) Homeowner's exemption | $189,500 (-) Land $25,000 Building $164,500 | $189,500 (-) Land $25,000 Building $164,500 |
| 2023 | $2,102.00 | $189,500 Land $25,000 Building $164,500 | $189,500 Land $25,000 Building $164,500 |
Source: FEMA National Flood Hazard Layer as of July 29, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: BIF IV Intrepid HoldCo.
Based on FCC filings for 327 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Cloud serves 71,321 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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