302 2nd Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 302 2nd Ave NE, Saint Cloud, MN 56304 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.177 acres (7,736 sqft)
Owner	Individual Name on File
Tax Bill	$1,960 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17.00767.00`

Property Details

APN / Parcel Number

Primary APN	`17.00767.00`

Exterior

Lot Area	7,736 sqft (0.177 acres)

Location & Zoning

Street Address	302 2ND AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-0300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-008 BLOCK-007
Legal Range	031
Legal Township	036
Legal Section	35
Legal Subdivision	ST CLOUD PARK
Legal Block	7
Legal Lot Number	8
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4032
Census Tract	21201

Owner

Source: Benton County records · APN 17.00767.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	302 2ND AVE NE, SAINT CLOUD, MN 56304-0300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 05, 2024	Deed of Trust, Mortgage · Line of Credit GREAT RIVER FCU
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage GREAT RIVER FCU
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREAT RIVER FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	302 2ND AVE NE, SAINT CLOUD, MN 56304-0300
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000471122
Date	Apr 05, 2024
Instrument	471122

Lender

Name	GREAT RIVER FCU
Type	Credit Union
Address	SAINT CLOUD, MN 56301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 04, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	302 2ND AVE NE, SAINT CLOUD, MN 56304-0300
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000438413
Date	Sep 26, 2019
Instrument	438413

Lender

Name	GREAT RIVER FCU
Type	Credit Union
Address	SAINT CLOUD, MN 56301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 20, 2029

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	302 2ND AVE NE, SAINT CLOUD, MN 56304-0300
Transaction Type	Mortgage
Record Updated	Sep 19, 2022
Title Company	TRI COUNTY ABST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000455562
Date	Sep 27, 2021
Instrument	455562

Lender

Name	GREAT RIVER FCU
Type	Credit Union
Address	SAINT CLOUD, MN 56301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2036

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,960.00 (+18.79%) Homeowner's exemption	$168,600 (+8.42%) Land $25,000 Building $143,600	$168,600 (+8.42%) Land $25,000 Building $143,600
2023	$1,650.00	$155,500 Land $25,000 Building $130,500	$155,500 Land $25,000 Building $130,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 327 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: BIF IV Intrepid HoldCo, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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