3139 Silver Cedar Trl, Katy, TX 77449 Property Records

Harris County property record for 3139 Silver Cedar Trl, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,164 sqft · built 1999
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$321,800 (Feb 2022)
Tax Bill	$4,743 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2019 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`116-480-001-0051`

Property Details

APN / Parcel Number

Primary APN	`116-480-001-0051`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,164 sqft Living Area
1st Floor Area	1,023 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,400 sqft (0.193 acres)
View / Lot	Neighborhood
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1164800010051
Street Address	3139 SILVER CEDAR TRL
City	KATY
State	TX
Zip	77449-5688
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 51 BLK 1 RAINTREE VILLAGE SEC 4 PAR R/P
Legal Subdivision	RAINTREE VILLAGE SEC 4 PAR R/P
Legal Block	1
Legal Lot Number	51
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1008
Census Tract	542304

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3139 SILVER CEDAR TRL, KATY, TX 77449-5688
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Vendor's Lien, Transfer · Conventional Mortgage EVANSVILLE TEACHERS FCU
May 17, 2019	Loan Modification, Mortgage MOODY NAT'L BK
Mar 17, 2018	Loan Modification, Mortgage MOODY NAT'L BK
Dec 17, 2017	Loan Modification, Mortgage MOODY NAT'L BK
Mar 17, 2017	Loan Modification, Mortgage MOODY NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2022 · Amount on Record
Deed Sale	Feb 4, 2022 · Amount on Record
Prior Sale	Jun 13, 2008 · Amount on Record
Deed Document Number	202264432
Prior Transfer Date	Jun 11, 2008
Prior Transfer Doc	0000308187
Record Updated	Oct 29, 2026

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Feb 4, 2022
Property Address	3139 SILVER CEDAR TRL, KATY, TX 77449-5688
Document Number	0000064432
Map Reference	MF 360027
Instrument Date	Feb 3, 2022
Instrument	2022-64432
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	SELECTITLE LLC, SELECT TITLE LLC

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3139 SILVER CEDAR TRL, KATY, TX 77449-5688

Mortgage

Document Number	0000064433
Date	Feb 4, 2022
Instrument	2022-64433

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Mar 1, 2029
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	Other
Margin	3
Max Rate	7.75%

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	3139 SILVER CEDAR TRL, KATY, TX 77449-5688
Document Number	0000286250
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14911 LOFTON ST CHANNELVIEW TX 775303227, CHANNELVIEW, TX 77530-3227

Mortgage

Document Number	0000286250
Date	Jul 3, 2019
Instrument	286250

Lender

Name	MOODY NAT'L BK
Type	Bank
Address	HOUSTON, TX 77058

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jul 2, 2021

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	3139 SILVER CEDAR TRL, KATY, TX 77449-5688
Document Number	0000194086
Instrument Date	Mar 17, 2018
Transaction Type	Mortgage
Record Updated	Jun 25, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	734 RED ROCK CANYON DR KATY TX 774503418, KATY, TX 77450-3418

Mortgage

Document Number	0000194086
Date	May 3, 2018
Instrument	194086

Lender

Name	MOODY NAT'L BK
Type	Bank
Address	HOUSTON, TX 77058

Agreement

Amount	Amount Recorded

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	3139 SILVER CEDAR TRL, KATY, TX 77449-5688
Document Number	0000011859
Instrument Date	Dec 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 16, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2018 WILD DUNES CIR KATY TX 774508690, KATY, TX 77450-8690

Mortgage

Document Number	0000011859
Date	Jan 9, 2018
Instrument	11859

Lender

Name	MOODY NAT'L BK
Type	Bank
Address	HOUSTON, TX 77058

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 8, 2019

Interest

Rate Type	Fixed Rate
Rate	4.5%

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	3139 SILVER CEDAR TRL, KATY, TX 77449-5688
Document Number	0000200017
Instrument Date	Mar 17, 2017
Transaction Type	Mortgage
Record Updated	Jul 7, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3139 SILVER CEDAR TRL KATY TX 774495688, KATY, TX 77449-5688

Mortgage

Document Number	0000200017
Date	May 8, 2017
Instrument	200017

Lender

Name	MOODY NAT'L BK
Type	Bank
Address	GALVESTON, TX 77552

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 7, 2022

Interest

Rate	5.9%

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,923 (-5.7%) Land $58,590 Building $219,333	$277,923 (-5.7%) Land $58,590 Building $219,333
2025	$4,743.00 (+0.7%) Homeowner's exemption	$294,718 (-2.44%) Land $58,590 Building $236,128	$294,718 (-2.44%) Land $58,590 Building $236,128
2024	$4,710.00 (+22.12%)
2023		$302,084 Land $51,104 Building $250,980	$302,084 Land $51,104 Building $250,980
2022	$3,857.00 (+9.42%)
2020	$3,525.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST HARRIS COUNTY MUD 7 serves 5,289 people · EPA ID TX1012228
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 827 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ezee Fiber, Hotwire Communications, T-Mobile.

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