3122 Silver Cedar Trl, Katy, TX 77449 Property Records

Harris County property record for 3122 Silver Cedar Trl, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,703 sqft · built 1999
Lot Size	0.152 acres (6,633 sqft)
Owner	Individual Name on Record
Last Sale	$385,700 (Jul 2024)
Tax Bill	$4,053 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`116-480-002-0005`

Property Details

APN / Parcel Number

Primary APN	`116-480-002-0005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,703 sqft Living Area
1st Floor Area	1,703 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	6,633 sqft (0.152 acres)
View / Lot	Neighborhood
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1164800020005
Street Address	3122 SILVER CEDAR TRL
City	KATY
State	TX
Zip	77449-5689
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 BLK 2 RAINTREE VILLAGE SEC 4 PAR R/P
Legal Subdivision	RAINTREE VILLAGE SEC 4 PAR R/P
Legal Block	2
Legal Lot Number	5
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1005
Census Tract	542304

Owner

Source: Harris County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3122 SILVER CEDAR TRL, KATY, TX 77449-5689
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 18, 2024	Deed of Trust, Mortgage · Commercial Mortgage RCN CAPITAL LLC
Jan 12, 2023	Vendor's Lien, Transfer · Stand-Alone First Mortgage THT PYP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2024 · Amount on Record
Deed Sale	Jul 23, 2024 · Amount on Record
Prior Sale	Jan 12, 2023 · Amount on Record
Deed Document Number	2024265126
Prior Transfer Date	Oct 28, 1999
Prior Transfer Doc	000U067319
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	3122 SILVER CEDAR TRL, KATY, TX 77449-5689
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3122 SILVER CEDAR TRL, KATY, TX 77449-5689

Mortgage

Document Number	0000050832
Date	Feb 11, 2026
Instrument	2026-50832

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	3122 SILVER CEDAR TRL, KATY, TX 77449-5689
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	ENVISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3911 CAMDEN FIELDS LN, RICHMOND, TX 77407-3246

Mortgage

Document Number	0000137913
Date	Apr 18, 2024
Instrument	2024-137913

Lender

Name	RCN CAPITAL LLC
Type	Mortgage Company
Address	SOUTH WINDSOR, CT 06074

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

January 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jan 12, 2023
Property Address	3122 SILVER CEDAR TRL, KATY, TX 77449-5689
Document Number	0000013005
Map Reference	MF 360027
Instrument Date	Jan 10, 2023
Instrument	2023-013005
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	ENVISION TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3122 SILVER CEDAR TRL, KATY, TX 77449-5689

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 ZAPP LN, PASADENA, TX 77502-3119
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013006
Date	Jan 12, 2023
Instrument	2023-013006

Lender

Name	THT PYP LLC
Type	Non-Lending Institution
Address	KATY, TX 77494
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 10, 2024

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,053.00 (-29.24%)	$262,478 (-6.29%) Land $57,000 Building $205,478	$262,478 (-6.29%) Land $57,000 Building $205,478
2024	$5,728.00 (+124.19%)
2023		$280,094 Land $49,716 Building $230,378	$280,094 Land $49,716 Building $230,378
2022	$2,555.00 (-13.57%)
2020	$2,956.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST HARRIS COUNTY MUD 7 serves 5,289 people · EPA ID TX1012228
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 827 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ezee Fiber, Hotwire Communications, T-Mobile.

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