3139 Cypress Ct, McHenry, IL 60051 Property Records

McHenry County property record for 3139 Cypress Ct, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,232 sqft · built 2000
Lot Size	0.488 acres (1,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jun 2023)
Tax Bill	$4,999 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-26-280-023`

Property Details

APN / Parcel Number

Primary APN	`09-26-280-023`

Interior

Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,232 sqft Living Area
1st Floor Area	690 sqft
Basement Area	612 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	1,307 sqft (0.488 acres)
Garage Area	236 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft
Deck Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3139 CYPRESS CT
City	MCHENRY
State	IL
Zip	60051-7914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2023R0014327 UNIT 3139 TIMBER TRAILS CONDOS OF MCHENRY 19TH SUPPL (PT S PT LT 6 THE OAKS OF MCHENRY TOWNHOMES PHASE 2)
Legal Subdivision	TIMBER TRAILS CONDOS OF MCHENRY 19TH
Legal Phase	2
Legal Lot Number	6
Legal Unit	3139
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3023
Census Tract	870604

Owner

Source: McHenry County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3139 CYPRESS CT, MCHENRY, IL 60051-7914
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Prior Sale	Oct 3, 2001 · Amount on Record
Deed Document Number	202314327
Prior Transfer Date	Apr 14, 2003
Prior Transfer Doc	0000051703
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 16, 2023
Property Address	3139 CYPRESS CT, MCHENRY, IL 60051-7914
Document Number	0000014327
Map Reference	DOC 96R33338
Instrument Date	Jun 1, 2023
Instrument	2023R0014327
Transaction Type	Transfer
Record Updated	Jul 6, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3139 CYPRESS CT, MCHENRY, IL 60051-7914
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014328
Date	Jun 16, 2023
Instrument	2023R0014328

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider

Mortgage

Document Number	0000014329
Date	Jun 16, 2023
Instrument	2023R0014329

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,999.00	$67,103 (+20.31%) Land $12,990 Building $54,113	$201,309 (+20.31%) Land $38,970 Building $162,339
2022	Homeowner's exemption	$55,773 Land $10,797 Building $44,976	$167,319 Land $32,391 Building $134,928

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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