3131 Cypress Ct, McHenry, IL 60051 Property Records

McHenry County property record for 3131 Cypress Ct, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	2 bd · 4.5 ba · 1,625 sqft · built 2001
Lot Size	0.454 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$323,500 (Nov 2025)
Tax Bill	$6,366 (2024)
Deeds & Mortgages	Nov 2025 Sale May 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-280-037`

Property Details

APN / Parcel Number

Primary APN	`09-26-280-037`

Interior

Bedrooms	2 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,625 sqft Living Area
1st Floor Area	1,059 sqft
Basement Area	737 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	1,307 sqft (0.454 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3131 CYPRESS CT
City	MCHENRY
State	IL
Zip	60051-7914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2024R0011113 UNIT 3131 TIMBER TRAILS CONDOS OF MCHENRY 26TH SUPPL (PT SLY PT LT 6 THE OAKS OF MCHENRY TOWNHOMES PHASE 2)
Legal Subdivision	TIMBER TRAILS CONDOS OF MCHENRY 26TH
Legal Phase	2
Legal Lot Number	6
Legal Unit	3131
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3023
Census Tract	870604

Owner

Source: McHenry County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 PRIVETT CT, BOLINGBROOK, IL 60490-2016
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
May 8, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 11, 2023	Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	May 8, 2024 · Amount on Record
Deed Document Number	202531860
Prior Transfer Date	Apr 6, 2016
Prior Transfer Doc	0000038268
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 12, 2025
Property Address	3131 CYPRESS CT, MCHENRY, IL 60051-7914
Document Number	0000031860
Map Reference	DOC 97R014306
Instrument Date	Nov 3, 2025
Instrument	2025R0031860
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$323.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 PRIVETT CT, BOLINGBROOK, IL 60490-2016

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 8, 2024
Property Address	3131 CYPRESS CT, MCHENRY, IL 60051-7914
Document Number	0000011113
Map Reference	DOC 96R33338
Instrument Date	Apr 29, 2024
Instrument	2024R0011113
Transaction Type	Transfer
Record Updated	May 20, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3131 CYPRESS CT, MCHENRY, IL 60051-7914

Mortgage

Document Number	0000011114
Date	May 8, 2024
Instrument	2024R0011114

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.39%

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	May 11, 2023
Property Address	3131 CYPRESS CT, MCHENRY, IL 60051-7914
Document Number	0000010865
Map Reference	DOC 97R014306
Instrument Date	Apr 19, 2023
Instrument	2023R0010865
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	100 G1 ACE LANE, FOX RIVER GROVE, IL 60021

Mortgage

Document Number	0000010866
Date	May 11, 2023
Instrument	2023R0010866

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.25%

Mortgage

Document Number	0000010867
Date	May 11, 2023
Instrument	2023R0010867

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2033

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,366.00 Homeowner's exemption	$83,257 (+20.32%) Land $12,990 Building $70,267	$249,771 (+20.32%) Land $38,970 Building $210,801
2022	Homeowner's exemption	$69,199 Land $10,797 Building $58,402	$207,597 Land $32,391 Building $175,206

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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