3138 S 2nd St, Ridgefield, WA 98642 Property Records

Clark County property record for 3138 S 2nd St, Ridgefield, WA 98642

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 1,946 sqft · built 2006
Lot Size	0.093 acres (4,049 sqft)
Owner	Individual Name on File
Last Sale	$249,100 (Mar 2007)
Tax Bill	$3,926 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000000002138082`

Property Details

APN / Parcel Number

Primary APN	`0000000002138082`
Alternative APN	`213808246`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,946 sqft Living Area
Gross Area	2,366 sqft
1st Floor Area	805 sqft
2nd Floor Area	1,141 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Other
Roof Material	Concrete
Lot Area	4,049 sqft (0.093 acres)
Lot Dimensions	45 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3138 S 2ND ST
City	RIDGEFIELD
State	WA
Zip	98642-5431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMD-16
Legal Description	CEDAR RIDGE PH 2 LOT 19 SUB 2007 FOR ASSESSOR USE ONLY CEDAR RIDGE PH 2 LOT 19 SUB 2007
Legal Subdivision	CEDAR RIDGE PH 1;CEDAR RIDGE PH 2
Legal Phase	2
Legal Lot Number	19
Jurisdiction	CLARK WA
Township / Civil Division	RIDGEFIELD
Census Block Group	3
Census Block	3006
Census Tract	40303

Owner

3138 S 2nd St is owned and occupied by an individual who bought it in March 2007.

Source: Clark County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	3138 S 2ND ST, RIDGEFIELD, WA 98642-5431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Line of Credit CLARK FINANCIAL SERVICES INC
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2007 · Amount on File
Deed Sale	Mar 29, 2007 · Amount on File
Deed Document Number	20074304188
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK WA
Property Address	3138 S 2ND ST, RIDGEFIELD, WA 98642-5431
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	FINANCIAL DIMENSIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005990860
Date	Nov 22, 2021
Instrument	5990860

Lender

Name	CLARK FINANCIAL SERVICES INC
Type	Mortgage Company
Address	OAKVILLE, WA 98568

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK WA
Property Address	3138 S 2ND ST, RIDGEFIELD, WA 98642-5431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL VANCOUVER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005744345
Date	Jun 12, 2020
Instrument	5744345

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Tax Assessment & Valuation

The 2025 property tax bill for 3138 S 2nd St was $3,926.

Source: Clark County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Clark County
Municipality	Ridgefield City
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,346 (+2.63%) Land $155,150 Building $318,196	$473,346 (+2.63%) Land $155,150 Building $318,196
2025	$3,926.00	$461,227 (+4.11%) Land $150,496 Building $310,731	$461,227 (+4.11%) Land $150,496 Building $310,731
2024	$3,926.00 (+4.08%)	$443,013 (-2.29%) Land $145,000 Building $298,013	$443,013 (-2.29%) Land $145,000 Building $298,013
2023	$3,772.00	$453,408 (+11.2%) Land $145,000 Building $308,408	$453,408 (+11.2%) Land $145,000 Building $308,408
2022		$407,729 Land $117,351 Building $290,378	$407,729 Land $117,351 Building $290,378

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3138 S 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3138 S 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEFIELD PUBLIC WORKS serves 21,225 people · EPA ID WA5372400
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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